https://ttlc.intuit.com/community/taxes/discussion/do-i-really-have-to-buy-the-deluxe-version-if-i-have-an-hsa-can-i-i-just-not-file-for-the-hsa/01/584368#M237736 Wed, 05 Jun 2019 23:00:54 GMT rajo224 2019-06-05T23:00:54Z https://ttlc.intuit.com/community/taxes/discussion/do-i-really-have-to-buy-the-deluxe-version-if-i-have-an-hsa-can-i-i-just-not-file-for-the-hsa/01/584368#M237736 Wed, 05 Jun 2019 23:00:54 GMT https://ttlc.intuit.com/community/taxes/discussion/do-i-really-have-to-buy-the-deluxe-version-if-i-have-an-hsa-can-i-i-just-not-file-for-the-hsa/01/584368#M237736 rajo224 2019-06-05T23:00:54Z https://ttlc.intuit.com/community/taxes/discussion/you-are-required-by-the-irs-to-file-form-8889-if-you-have/01/584370#M237737 <P><B>You are required by the IRS to file form 8889 if you have either contributions to or distributions from your HSA in 2017.</B>&nbsp;&nbsp; It's not a matter of getting a credit.&nbsp; It is the <B>IRS's verification that the pre-tax contributions are being spent for medical purposes and if not you will be taxed</B>.&nbsp; Also, if you <B>made excess contributions, the IRS will collect tax.</B></P><P> </P><P>Note that the <B>IRS has copies of your W-2 and of any 1099-SA forms </B>sent to you. If the IRS has documentation that you are required to file a form 8889 and you don't, then the IRS assumes that your contributions and your distributions were taxable and will likely send you a letter asking for taxes, penalties, and interest.</P><P>Your contributions and distributions are normally not supposed to be taxable, so the IRS presumption that they are taxable because you did not provide the information.</P><P> </P><P>The <B>Health Savings information under the Deductions </B>area confirms that your contributions and withdrawals are within the rules and limits set by the IRS.&nbsp; </P><UL> <LI>If you make HSA distributions not used for medical purposes, you will be taxed on these distributions.&nbsp; </LI> <LI>Also, there are contribution limits based on your age.&nbsp; If you made additional HSA contributions, not reported on your W-2, the IRS wants to account for them as well.&nbsp; </LI> <LI>And one other point is that you cannot have an HSA unless you are under a HDHP insurance program.&nbsp; This section also verifies this.</LI> </UL><P>If you <B>choose to not report the HSA contributions and withdrawals</B>, you can do so by <B>deleting the information in box 12 of your W-2.</B>&nbsp; You will <B>delete the W code and the amount</B> as well.</P><P>The following link discusses the deletion of this information from your W-2:</P><P> <A href="https://ttlc.intuit.com/questions/3155980-do-i-have-to-claim-my-hsa-contributions-on-my-taxes-i-only-put-around-100-in-and-have-not-deducted-any-since-i-ve-gotten-it" target="_blank">https://ttlc.intuit.com/questions/3155980-do-i-have-to-claim-my-hsa-contributions-on-my-taxes-i-only...</A> </P><P>[Edited 03.11.2018 6:18 PM EST]</P><P></P> Wed, 05 Jun 2019 23:00:55 GMT https://ttlc.intuit.com/community/taxes/discussion/you-are-required-by-the-irs-to-file-form-8889-if-you-have/01/584370#M237737 LisaBr 2019-06-05T23:00:55Z