topic My mom (and co-signer) pays my student loans - do I file them on my tax returns or does she? in Get your taxes done using TurboTax https://ttlc.intuit.com/community/taxes/discussion/my-mom-and-co-signer-pays-my-student-loans-do-i-file-them-on-my-tax-returns-or-does-she/01/413796#M170657 <P>My mom is my cosigner on my student loans and she makes the payments. I was unemployed for two years after college and was her dependent, so she claimed the student loans on her tax returns. Now I'm no longer her dependent and I have a job, but she continued to make the payments on the loans. So, do I claim the loans on my tax return because I'm no longer a dependent, or can she still continue claiming them, given she has been making the payments?</P> Tue, 04 Jun 2019 20:44:58 GMT carolinars 2019-06-04T20:44:58Z My mom (and co-signer) pays my student loans - do I file them on my tax returns or does she? https://ttlc.intuit.com/community/taxes/discussion/my-mom-and-co-signer-pays-my-student-loans-do-i-file-them-on-my-tax-returns-or-does-she/01/413796#M170657 <P>My mom is my cosigner on my student loans and she makes the payments. I was unemployed for two years after college and was her dependent, so she claimed the student loans on her tax returns. Now I'm no longer her dependent and I have a job, but she continued to make the payments on the loans. So, do I claim the loans on my tax return because I'm no longer a dependent, or can she still continue claiming them, given she has been making the payments?</P> Tue, 04 Jun 2019 20:44:58 GMT https://ttlc.intuit.com/community/taxes/discussion/my-mom-and-co-signer-pays-my-student-loans-do-i-file-them-on-my-tax-returns-or-does-she/01/413796#M170657 carolinars 2019-06-04T20:44:58Z To claim a deduction you must be legally obligated (co-si... https://ttlc.intuit.com/community/taxes/discussion/to-claim-a-deduction-you-must-be-legally-obligated-co-si/01/413802#M170659 <P>To claim a deduction you must be legally obligated (co-signing counts) to repay the loan and you must actually make the payments. If you are no longer a dependent, payments made by you are deductible by you and payments made by your parent(s) are deductible by your parent(s). </P><BR /><BR /> Tue, 04 Jun 2019 20:44:59 GMT https://ttlc.intuit.com/community/taxes/discussion/to-claim-a-deduction-you-must-be-legally-obligated-co-si/01/413802#M170659 DDollar 2019-06-04T20:44:59Z