topic Re: TurboTax error message in Get your taxes done using TurboTax

TurboTax error message

seniordeluxe — Fri, 27 Feb 2026 14:35:37 GMT

After completing my Federal and NY State forms online, TurboTax (online) came up with the following error message: “For electronic filing, New York State withholdings can not be greater than or equal to gross distribution or state distribution."

My NYS withholding is $5,850 and my Gross Distribution is $108,300.

Any suggestions on how to eliminate this ridiculous message?

BTW, I downloaded the 1099-R from Schwab, got the error message, then deleted that 1099, then manually typed in the same 1099. The same error message appears.

Re: TurboTax error message

DoninGA — Fri, 27 Feb 2026 14:38:41 GMT

On the Form 1099-R is the box 16 for State Distribution empty or a 0? If so, enter the amount from box 1 into box 16. This should allow you to e-file. The state distribution amount does NOT flow to your state tax return.

Re: TurboTax error message

seniordeluxe — Fri, 27 Feb 2026 19:09:02 GMT

Yes, that worked.

Thank you.

There must be thousands of New Yorkers with Schwab accounts that this answer could help.

Interestingly, the "Help" box at the right of my TT Federal Online filing screen now includes your suggestion.

I'm impressed.

Re: TurboTax error message

seniordeluxe — Mon, 02 Mar 2026 13:35:51 GMT

Yes, I received an answer that was very helpful.

I thanked the online TT assistant last week in this forum.

Re: TurboTax error message

lxl7456 — Mon, 09 Mar 2026 01:35:54 GMT

My desktop 2025 TTax version did not offer such help. I struggled with it, trying to fix/correct it, to to avail, and BTW, I have been a Tax user for 20+ years and have never had ANY problems in the past. This is a bug. My 1099-R from Fidelity was exactly the same withholdings as last years' 1099-R. Unacceptable that all users with 1099-R forms have to struggle through this error....