topic Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion in Get your taxes done using TurboTax

Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

user17715481922 — Fri, 20 Feb 2026 01:00:21 GMT

Did a backdoor $7000 Roth conversion with the $7000 nondeductible traditional ira contribution.

TurboTax Desktip Premier

After entering entire ira contribution amount of $8000 as nondeductible, I am seeing part of the money $7677 on line 14 & 18 of form 8606 as taxable. The line 8 is blank. ( Form 1040 line 4b is $7677 .)

I googled and followed the TurboTax instructions for backdoor roth and my form 8606 line 8 is still blank.

The so called tax "experts" i paid money for was a complete waste of time...could not help me at all.

any advice would be welcomed.

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

baldietax — Fri, 20 Feb 2026 01:11:30 GMT

these are the instructions for backdoor Roth

https://ttlc.intuit.com/turbotax-support/en-us/help-article/retirement-benefits/enter-backdoor-roth-ira-conversion/L7gGPjKVY_US_en_US

if line 8 is blank then you likely have some issue with the 1099-R entry or the questions after the 1099-R to classify it as a Roth conversion. Without that it's triggering a distribution.

if you IRA balance was not zero after the backdoor Roth and has pre-tax money then the backdoor may not be fully tax-free and you'll carry over some basis for future years.

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

user17715481922 — Fri, 20 Feb 2026 01:14:07 GMT

I set up a new traditional ira conversion account just for this purpose and moved out the entire $8000 from that account to roth

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

user17715481922 — Fri, 20 Feb 2026 01:17:23 GMT

I selected 'yes' to nondeductible IRA contribution question

and I did select the choice that i moved all the money to roth

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

baldietax — Fri, 20 Feb 2026 01:17:30 GMT

and you don't have any other IRAs, your answer to line 6 is $0?

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

DavidD66 — Fri, 20 Feb 2026 01:18:27 GMT

.Please clarify, do you have any other IRAs, including 401(k) or other retirement plan rollovers?

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

baldietax — Fri, 20 Feb 2026 01:20:18 GMT

I would go back thru the 1099-R entry again or as last resort you could even delete it and re-input. you should be able to double-click on line 8 and it will link to 1099-Rs, if none are showing and that line is $0 then I think something is wrong with the 1099-R.

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

user17715481922 — Fri, 20 Feb 2026 01:21:07 GMT

I do have other traditional ira

i opened a new traditional ira just for conversion purposes

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

user17715481922 — Fri, 20 Feb 2026 01:22:56 GMT

form 8606 line 6 shows 0

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

baldietax — Fri, 20 Feb 2026 01:34:26 GMT

the market value / basis / pro rata calculations are not specific to the account you use for the backdoor Roth, your IRAs are treated in aggregate across all accounts.

it might be easier if you can post a screenshot of your 8606 just line 1 onward not the personal info a the top

but try fixing your 1099-R / Line 8 first.

Re: Live "TAX EXPERTS" could not help me figure out how to do backdoor roth conversion

baldietax — Fri, 20 Feb 2026 01:41:09 GMT

in forms mode you can check the 1099-R also it should look like this