Should I input medical expense cost after insurance or the full bill amount pre insurance?

erinf114 — Thu, 19 Feb 2026 21:31:36 GMT

Re: Should I input medical expense cost after insurance or the full bill amount pre insurance?

xmasbaby0 — Thu, 19 Feb 2026 21:33:05 GMT

MEDICAL EXPENSES

The medical expense deduction has to meet a rather large threshold before it can affect your return. The amount of medical (including dental, vision, etc.) expenses that will count toward itemization is the amount that is OVER 7.5% of your adjusted gross income. You should only enter the amount that you paid in 2025—do not include any amounts that were covered by insurance or that are still outstanding. Of course, your medical expenses plus your other itemized deductions still have to exceed your standard deduction before you will see a difference in your tax due or refund.

To enter your medical expenses go to Federal>Deductions and Credits>Medical>Medical Expenses

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750 (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750 (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500 (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

Re: Should I input medical expense cost after insurance or the full bill amount pre insurance?

VolvoGirl — Thu, 19 Feb 2026 21:33:47 GMT

Only what you actually paid in 2025 or charged to a credit card, not the full bill.

topic Should I input medical expense cost after insurance or the full bill amount pre insurance? in Get your taxes done using TurboTax

Should I input medical expense cost after insurance or the full bill amount pre insurance?

Re: Should I input medical expense cost after insurance or the full bill amount pre insurance?

Re: Should I input medical expense cost after insurance or the full bill amount pre insurance?