https://ttlc.intuit.com/community/taxes/discussion/does-my-employer-offer-me-health-insurance/01/3776724#M1403580 <P>For 2025 my employer decided to create a self insurance plan for the company. My health care costs are very expensive ($200k+ per year) so in exchange for me getting my own insurance through the Marketplace (and therefore not paying the $200k) they offered to pay my total insurance cost, including maximum out of pocket and premiums. When completing my taxes and the question is asked if I am offered insurance from my employer, what's my answer? Thanks!</P> Sat, 14 Feb 2026 16:46:53 GMT Headmanbrewing 2026-02-14T16:46:53Z https://ttlc.intuit.com/community/taxes/discussion/does-my-employer-offer-me-health-insurance/01/3776724#M1403580 <P>For 2025 my employer decided to create a self insurance plan for the company. My health care costs are very expensive ($200k+ per year) so in exchange for me getting my own insurance through the Marketplace (and therefore not paying the $200k) they offered to pay my total insurance cost, including maximum out of pocket and premiums. When completing my taxes and the question is asked if I am offered insurance from my employer, what's my answer? Thanks!</P> Sat, 14 Feb 2026 16:46:53 GMT https://ttlc.intuit.com/community/taxes/discussion/does-my-employer-offer-me-health-insurance/01/3776724#M1403580 Headmanbrewing 2026-02-14T16:46:53Z https://ttlc.intuit.com/community/taxes/discussion/re-does-my-employer-offer-me-health-insurance/01/3781276#M1405682 <P>Health care reimbursements are tax free. &nbsp;However, if your employer was offering a health plan and you turned it down in favor of the reimbursement plan then you say 'yes'. &nbsp;If they were offering no option but the reimbursement plan then you can say 'no'.</P> Mon, 16 Feb 2026 19:50:25 GMT https://ttlc.intuit.com/community/taxes/discussion/re-does-my-employer-offer-me-health-insurance/01/3781276#M1405682 RobertB4444 2026-02-16T19:50:25Z