topic Why do you have to upgrade to get ss deduction? Government websites say you do not have to pay , it is automatically deducted on 1040 and 1040a in Get your taxes done using TurboTax

Why do you have to upgrade to get ss deduction? Government websites say you do not have to pay , it is automatically deducted on 1040 and 1040a

wlhhilley — Thu, 12 Feb 2026 20:44:56 GMT

Re: Why do you have to upgrade to get ss deduction? Government websites say you do not have to pay , it is automatically deducted on 1040 and 1040a

xmasbaby0 — Thu, 12 Feb 2026 20:50:08 GMT

What SS deduction are you referring to? There is no Social Security deduction. Last year there was a lot of political hot air about "no tax on Social Security" but when the new tax laws passed, the law did not change in regard to taxing SS. Instead there is a "senior deduction" which is automatically added to your tax return---no matter what version of the software you are using. You do not have to upgrade to get it.

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO. You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

The deduction is not on the same line as your standard deduction. It is shown separately.

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750 (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750 (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500 (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

For 2025 through 2028 there is an extra deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

(The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)

The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e. Turbo Tax automatically includes it.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

Need to see it?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-return-filing/L77WCkvnu_US_en_US?uid=m681fkhr

If you are not getting the senior deduction it is because

Your date of birth in MY INFO shows that you were not 65 by the end of 2025

Your income is too high

You are filing married filing separately

Re: Why do you have to upgrade to get ss deduction? Government websites say you do not have to pay , it is automatically deducted on 1040 and 1040a

Ten8mom — Thu, 26 Feb 2026 23:28:39 GMT

Which version of Turbo Tax can I use to get the $6000 Senior deduction? I am going Standard Deduction. Can I use the free edition, or do I need to use Deluxe?

Re: Why do you have to upgrade to get ss deduction? Government websites say you do not have to pay , it is automatically deducted on 1040 and 1040a

xmasbaby0 — Fri, 27 Feb 2026 00:48:27 GMT

Any version of TurboTax will automatically give you the senior deduction if you are 65 or older.

The deduction is not on the same line as your standard deduction. It is shown separately.on line 13b.

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750 (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750 (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500 (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

(The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

Need to see it?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-return-filing/L77WCkvnu_US_en_US?uid=m681fkhr

If you are not getting the senior deduction it is because

Your date of birth in MY INFO shows that you were not 65 by the end of 2025

Your income is too high

You are filing married filing separately

@Ten8mom