HSA 2025 Contribution doesn't appear to include the over 55 catch-up AND is forcing an incorrect Last Month Rule

user17706665210 — Mon, 09 Feb 2026 20:02:01 GMT

Hello,

Form 8889 for 2025, does not appear to include the over 55 $1000 catch-up amount.

The form lists "$4300 for each month of coverage but doesn't recognise that I am over 55. Using the IRS 8889 Instructions for box 3, reflects a monthly amount of $5300 for the covered months.

In addition to this, I turned 65 and have self coverage for 9 months of the year. TurboTax reflects back on 2024 but fails to include January of 2024 as having had self coverage, which then trips the Last Month rule and the combination of this plus the incorrect amount above creates an inaccurate overpayment amount.

Thanks,

H&S

Re: HSA 2025 Contribution doesn't appear to include the over 55 catch-up AND is forcing an incorr...

AnnetteB6 — Sun, 22 Mar 2026 16:31:51 GMT

The situation you described with regard to the inaccurate 2024 last-month rule application was investigated and resolved by the development team.

Please let us know if you are still seeing an inaccurate overpayment amount.

topic HSA 2025 Contribution doesn't appear to include the over 55 catch-up AND is forcing an incorrect Last Month Rule in Get your taxes done using TurboTax

HSA 2025 Contribution doesn't appear to include the over 55 catch-up AND is forcing an incorrect Last Month Rule

Re: HSA 2025 Contribution doesn't appear to include the over 55 catch-up AND is forcing an incorr...