topic Re: Home office deduction section in Get your taxes done using TurboTax

Home office deduction section

user17686021868 — Wed, 21 Jan 2026 15:54:40 GMT

Greetings,

RE: TT Home and Biz 2025

Mac OS, desktop version.

In the home office deduction section the "Excess Real Estate Taxes" and "Excess Mortgage Insurance" sections have me confused.

Regarding my personal taxes, I do not itemize. I do have a home office though so I'm confused as to whether I should enter the mortgage interest and mortgage insurance amounts in the "excess" interview section.

Any help or links would be appreciated. Thanks!

Re: Home office deduction section

ThomasM125 — Fri, 23 Jan 2026 00:20:32 GMT

Yes, you do enter your mortgage interest, mortgage insurance premiums and real estate taxes in the "excess" section of the home office routine since you are not itemizing your deductions. They may be deductible as business expenses even though you are taking the standard deduction.

You should enter the entire amount of mortgage insurance premium paid on the screen that says Enter Mortgage insurance Premiums. On the screen that says Lets confirm your mortgage interest applies to this home, enter your lender and entire mortgage interest paid for the year. On the screen that says Excess Mortgage Interest enter you entire mortgage interest paid for the year. On the screen that says Any excess real estate taxes? enter your entire real estate taxes paid for the year.

Re: Home office deduction section

user17686021868 — Fri, 23 Jan 2026 12:53:42 GMT

Thank you! No mortgage insurance but the others would apply.

I appreciate your help.