I need to determine if its better for us to file as jointly or married filing separately. Before I added my spouses income my refund was almost $10,000 and after $4,100

rlcknight09 — Thu, 15 Jan 2026 12:14:38 GMT

I'm unsure if this was because it calculated his income as $0 or some other reason

Re: I need to determine if its better for us to file as jointly or married filing separately. Before I added my spouses income my refund was almost $10,000 and after $4,100

Opus 17 — Thu, 15 Jan 2026 13:09:21 GMT

To compare scenarios you would have to make two separate test returns. You can make additional online accounts with the same e-mail as long as they have different user names and passwords. Remember that when filing separately, both spouses must use the standard deduction or both spouses must itemize, even if there are not enough itemized deductions to go around.

Usually the reason your refund appears to drop is due to the assumptions built in to the W-4 withholding system. If your W-4 assumes that you are the only spouse who is working, you will not have enough tax taken out.

Remember that withholding is only an estimate of the tax you owe, your tax is calculated on your return only. A large refund just means that you had too much taken out of your paychecks and didn't have it to spend during the year. In most cases, separate filing will cause you to pay more tax because many deductions and credits are reduced or not allowed when filing separately.

topic I need to determine if its better for us to file as jointly or married filing separately. Before I added my spouses income my refund was almost $10,000 and after $4,100 in Get your taxes done using TurboTax

I need to determine if its better for us to file as jointly or married filing separately. Before I added my spouses income my refund was almost $10,000 and after $4,100

Re: I need to determine if its better for us to file as jointly or married filing separately. Before I added my spouses income my refund was almost $10,000 and after $4,100