topic 2025 RMD's in Get your taxes done using TurboTax

2025 RMD's

user17660820562 — Thu, 18 Dec 2025 18:26:05 GMT

For 2025 deductions, is one aggregate deduction still acceptable? Or must every individual retirement account have a minimum deduction?

Re: 2025 RMD's

VolvoGirl — Thu, 18 Dec 2025 18:29:27 GMT

Depends if it is from IRA or 401k accounts. You can only combine IRA accounts. Each 401k, 403b, 457 etc are done separately.

Re: 2025 RMD's

Mike9241 — Fri, 19 Dec 2025 00:00:11 GMT

also inherited IRAs are subject to different RMD rules.

Re: 2025 RMD's

dmertz — Fri, 19 Dec 2025 02:04:48 GMT

The same way that RMD for an individual's traditional IRA can be aggregated with the RMDs for the individual's other traditional IRAs, the RMD for a 403(b) account can be aggregated with RMDs for individual's other 403(b) accounts.

As Mike9241 indicated, inherited retirement accounts are separate from the individual's own accounts.