Pension

Mayancom — Thu, 04 Dec 2025 20:22:50 GMT

Hello, I already have 40 credits and i am already 63 but my pension is low so is it possible to keep paying the IRS to get a higher pension. I live overseas and I make around 12 - 15k per year. What are you alternatives. Thank you

Re: Pension

xmasbaby0 — Thu, 04 Dec 2025 22:25:41 GMT

You do not "pay the IRS" to get a higher pension. Are you referring to getting Social Security benefits---since you mentioned having "40 credits". 40 credits is the minimum you must have in order to be eligible to receive Social Security benefits. You are certainly allowed to continue working and get more than 40 credits and continue to pay in to Social Security in order to get a higher amount when you finally retire from working. If you are living abroad and are not paying in to Social Security any more, then your benefits will be based on the amount you worked for and paid into the system. You should check with Social Security to see what your SS benefits are if you retire now at 63 or wait and retire at a later time.

https://www.ssa.gov/agency/contact/

Re: Pension

Mayancom — Sun, 07 Dec 2025 13:24:29 GMT

Thank you and many thumbs up

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Pension

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