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Accident and disability premiums

kfbtax2023 — Tue, 11 Nov 2025 15:29:07 GMT

Are the premiums, I pay in full, through Colonial Life for accident insurance and disability insurance pre tax dollars or post tax?

Re: Accident and disability premiums

DoninGA — Tue, 11 Nov 2025 15:45:55 GMT

Accident and disability insurance is not deductible on a tax return.

Health care insurance premiums, including dental and vision insurance premiums, and other medical expenses that you paid with out of pocket funds and were not reimbursed are an eligible medical expense that you can deduct using Schedule A for itemized deductions.

Re: Accident and disability premiums

NCperson — Tue, 11 Nov 2025 18:24:31 GMT

@kfbtax2023 they are post tax dollars. Normally, pre-tax premiums would be part of a cafeteria plan as part of your paycheck.

Why the question? they are not tax deductible in any event.