Roth Basis Tracking (TurboTax 2024 desktop download)

LMTaxBreaker — Sun, 26 Oct 2025 18:11:14 GMT

I'm using 2024 TurboTax desktop download.

Under deductions & credits, I've gone through the Traditional IRA section and am now on the Roth IRA section.

I'm on the page "Tell us the Years"..."Select any of the following years that ______ converted a traditional IRA to a Roth IRA".

In earlier years, I converted portions of my old pre-tax/deductible contributions + earnings over to Roth, and was taxed appropriately.

As of 2020, my Traditional IRA balance remains $0, because from then forward, I only made contributions to Traditional IRA as post-tax non-deductible for the purpose of backdoor conversion to Roth.

You can now see that I have done multiple conversions of 2 different types: 1) taxable conversions and 2) non-taxable backoor conversions.

On the page in TurboTax referenced above, should I check the boxes for all years that I did conversions, regardless of whether they were type 1 or type 2 above, or is this page only asking about one type of conversion? I guess the reason this page threw me for a loop is that I perceive backdoor conversions as a version of allowable Roth contribution (where I'd otherwise not be allowed, due to the income limits).

Thanks!

Re: Roth Basis Tracking (TurboTax 2024 desktop download)

dmertz — Sun, 26 Oct 2025 12:39:18 GMT

Check the box for any year in which you did any Roth conversion. For each year TurboTax will ask separately for the taxable amount of conversions done in that year and the nontaxable amount of conversions done in that year.

TurboTax places this information on the IRA Information Worksheet which you can view in forms mode.

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Roth Basis Tracking (TurboTax 2024 desktop download)

Re: Roth Basis Tracking (TurboTax 2024 desktop download)