topic Re: Ssa-1099 in Get your taxes done using TurboTax

Ssa-1099

adelajk — Tue, 01 Apr 2025 21:28:36 GMT

Hello, I’m the adult/parent. I got approved for SSDI last year. My son is not disabled. My son was a minor, during the time I was due back pay with Ssdi My son rec’d ssa 1099 for his portion. It was auto deposited to my bank account with my own ssa-1099.

Does my son report this on taxes, or do I? His ssn is in box 2, but my ssn is in box 8. He made 12k on a part time job in 2024 too, which is too low to file returns with, unless he has to add in the Ssdi? Anyway, I’m confused!

Re: Ssa-1099

AmyC — Tue, 01 Apr 2025 21:31:54 GMT

Neither of you will report the income. His income is low enough that the Social Security isn't taxable so he is not required to file a return. The IRS has a great quick quiz where you can enter Social Security and wages and see the IRS showing the amounts and a return not required.

See Filing requirement - Do I need to file a tax return?

Re: Ssa-1099

xmasbaby0 — Tue, 01 Apr 2025 21:32:28 GMT

Do not enter the SSA1099 for your child on your own tax return. Someday if the child has other income (after school job, etc.) and is filing a tax return, for that tax year he will need to include the SSA1099 on his own return. Until then, it does not get entered anywhere.

Since he did have a job and earned income he will include his SSA1099 on his own return with his other earned income.

Go to Federal> Wages & Income>>Retirement Plans and Social Security (SSA1099 and 1099RRB) to enter his SSA1099.

Re: Ssa-1099

adelajk — Tue, 01 Apr 2025 21:58:39 GMT

My single 19 yr old son’s gross income is under the 14,600. So he isn’t required to file a tax return in 2024, correct? He’s a full time college student, so he’s still a “dependent” under me. Thanks for your help!

Re: Ssa-1099

xmasbaby0 — Tue, 01 Apr 2025 22:05:58 GMT

@adelajk Even if his income is under the $14,600 single standard deduction amount, if he had any federal or state tax withheld from his pay, he would want to file a return in order to seek a refund. He can get a refund for amounts in box 2 or 17 of his W-2. Or...if his income was self-employment income he is required to file if he had even $400 of self-employment income; he would owe self-employment tax for Social Security and Medicare.

MY DEPENDENT HAD A JOB

If your dependent has a W-2 for his after-school job, summer job, etc. you do not include the information on your own return. You can still claim your child as a dependent on your own return. He/she can file his own return for a refund of some of his withheld wages from boxes 2 or 17 (he won’t get back anything for Social Security or Medicare), but MUST indicate on it that he can be claimed as a dependent on someone else’s return. (Supervise this closely or prepare it for him!)

If your dependent’s earnings were over $400 and were reported on a 1099Misc or 1099NEC then he must file a return and pay self-employment tax for Social Security and Medicare.

You might also want to use free software from the IRS Free File versions:

https://apps.irs.gov/app/freeFile/

Re: Ssa-1099

adelajk — Tue, 01 Apr 2025 22:06:27 GMT

Thank you!

Re: Ssa-1099

DaveF1006 — Tue, 01 Apr 2025 22:08:16 GMT

Normally, he would not need to file a tax return unless he had unearned income of more than $2,600. Unearned income includes things like interest, dividends, capital gains, and taxable Social Security benefits.

If he has no unearned income, then he does not have a earned income reporting requirement for income above $14,600. If he had tax withheld from his income, he should file a tax return for a complete refund of those taxes that were withheld.

Re: Ssa-1099

VolvoGirl — Tue, 01 Apr 2025 22:10:24 GMT

You never said…,did he get a W2 for the part time job or a 1099NEC?

If his only income is W2 and under 14,600 they do not have to file a return except to get back any withholding taken out. If he does file a return he has to include the SSA-1099 (but it without t be taxable).

If he gets a 1099NEC that is self employment and he has to file a tax return.

Filing requirements for a dependent

https://ttlc.intuit.com/community/children-dependents/help/do-i-need-to-file-my-own-taxes-if-i-m-a-dependent/00/26111

Re: Ssa-1099

adelajk — Tue, 01 Apr 2025 22:13:31 GMT

Last question! If my dependant sons income is under 14600, but he files taxes to get line 2 or 17 refunded, does he have to include the ssa-1099 as well? It might be better to not file if we have to include ssa-1099. Thanks!

Re: Ssa-1099

VolvoGirl — Tue, 01 Apr 2025 22:14:57 GMT

Yes he has to include and enter the SSA-1099 . But it won’t be taxable.

Re: Ssa-1099

adelajk — Tue, 01 Apr 2025 22:16:10 GMT

He has a w2 from his part time job. He got a ssa1099 for back pay due to my Ssdi approval while he was a minor.

Re: Ssa-1099

xmasbaby0 — Wed, 02 Apr 2025 15:16:32 GMT

Yes he has to include the SSA1099. It will not be taxable; his total income is not enough to make the SS taxable.