https://ttlc.intuit.com/community/taxes/discussion/inherited-ira/01/3584574#M1324267 <P>My wife inherited an IRA from her mother.&nbsp; She receives monthly payments, using the 10 year option.&nbsp; Are these considered as RMD's? If so, how do we compute yearly RMD amount?</P> Thu, 20 Mar 2025 14:58:36 GMT Earniep 2025-03-20T14:58:36Z https://ttlc.intuit.com/community/taxes/discussion/inherited-ira/01/3584574#M1324267 <P>My wife inherited an IRA from her mother.&nbsp; She receives monthly payments, using the 10 year option.&nbsp; Are these considered as RMD's? If so, how do we compute yearly RMD amount?</P> Thu, 20 Mar 2025 14:58:36 GMT https://ttlc.intuit.com/community/taxes/discussion/inherited-ira/01/3584574#M1324267 Earniep 2025-03-20T14:58:36Z https://ttlc.intuit.com/community/taxes/discussion/re-inherited-ira/01/3584609#M1324277 <P>No, an inherited IRA does not count towards your personal Required Minimum Distribution.&nbsp;</P><P>&nbsp;</P><P>If the account was inherited in 2020 or later, the account needs to be depleted by the end of the 10th year after the original owner's passing.&nbsp;</P><P>&nbsp;</P><P>(If inherited in an earlier year, distributions could have been based on the beneficiary's age)</P><P>&nbsp;</P><P><A href="https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary" target="_blank">IRS Link</A></P> Thu, 20 Mar 2025 15:14:46 GMT https://ttlc.intuit.com/community/taxes/discussion/re-inherited-ira/01/3584609#M1324277 KrisD15 2025-03-20T15:14:46Z