topic Caught off guard. in Get your taxes done using TurboTax

Caught off guard.

silentmomma2 — Thu, 20 Feb 2025 21:19:32 GMT

I just found out that I was enrolled through a supposed "broker" back in December of '23 for myself, not my kids. My husband carries insurance on all of us. I do not have an application filled out on healthcare.gov. I have been on the phone all day trying to figure out how I was enrolled in this policy and how to find this 1095-A form. I am praying that this can get fixed. I did not sign up for insurance for just myself when I have insurance already and if I had I sure would have used it so I wouldn't have had to pay out of pocket for the surgery that I had last year.

Re: Caught off guard.

ThomasM125 — Thu, 20 Feb 2025 21:26:03 GMT

If you have a Form 1095-A you will need to enter it on your tax return, as the IRS will have a copy of it and expect to see it on your tax return. Normally, you would pay a monthly premium though, so if you didn't do that maybe the insurance was not in force.

Re: Caught off guard.

silentmomma2 — Thu, 20 Feb 2025 21:31:30 GMT

I did not pay a monthly premium. But the problem is that I did NOT sign up for the insurance. I have insurance through my husband's employer.