topic TT 2024 is not asking for my RMD in Get your taxes done using TurboTax

TT 2024 is not asking for my RMD

Zenman — Sat, 08 Feb 2025 00:24:30 GMT

I will turn 73 this year in December 2024. I am required to start taking my RMD this year, and I know what my RMD for this year is. I have entered all my 1099-Rs.

TT is not asking for my RMD amount or whether I have withdrawn enough to satisfy my RMD.

I have gone through the questions for each 1099-R several times. No question about RMD shows up.

Please help.

Re: TT 2024 is not asking for my RMD

VolvoGirl — Sat, 08 Feb 2025 00:28:48 GMT

When is your birthdate? Go back to My Info and double your birthdate. Did you turn 73 2 months ago in December 2024 or will this year in Dec 2025? It should ask for the RMD after each 1099R you enter. What codes are in box 7 on them?

Re: TT 2024 is not asking for my RMD

Zenman — Sat, 08 Feb 2025 13:17:44 GMT

Thank you VolvoGirl, your response helped clarify.

I am turning 73 this December. So, I have to take my RMD this year and report it next year in 2026 when I do my taxes for this year, 2025!

I tested this out by changing my birthday from December 1952 to December 1951 and the RMD-related questions do show up in TT!

The code in box 7 is IRA/SEP/SIMPLE. So RMD will be taken this year and reported next year.

Thanks for your very quick help!

Re: TT 2024 is not asking for my RMD

VolvoGirl — Sat, 08 Feb 2025 16:54:44 GMT

I just turned 72 in January so I'm 73 in 2026. I don't need to take my first RMD until 2026 or until April 1, 2027. You actually have until April 1, 2026 to take your first RMD. But if you wait you would have to take 2 RMD in 2026.

But when I did my tax return it told me

A Friendly Reminder about your retirement and said to start thinking about when you'll be required to take distributions when I turn 73.

Re: TT 2024 is not asking for my RMD

Army1942 — Thu, 09 Apr 2026 16:47:37 GMT

My problem is the same for 2025. I'm 83, DOB 10/26/1942. Hard for any software to think I'm under 73, BUT, it isn't asking about my RMDs (3 1099Rs) and not applying the data I enter on the Forms screens for each 1099R I have. Very frustrating. Did not ask if I had RMD to enter when I started entering 1099Rs. This software has some serious problems. I think next year I'll go with H&R Block.

Re: TT 2024 is not asking for my RMD

BillM223 — Thu, 09 Apr 2026 17:09:52 GMT

On my test return, I set the birthdate to your birthdate, then I added a 1099-R for a qualified plan. TurboTax asked me all the questions about RMDs that you would expect. And all the data from the 1099-R was reported on the return.

So please tell us what type of account your three 1099-Rs refer to: IRA, Roth IRA, qualified plan (like a 401(k)), non-qualified plan (like military retirement), 403(b), etc. ? All I can figure is that there is something very different about your return than my test. We need to know this before we can agree that there is an issue here.