topic I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused in Get your taxes done using TurboTax

I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

rpf30 — Tue, 03 Feb 2026 06:03:23 GMT

I’m really trying to avoid paying an accountant to help me since my taxes should be super simple, I just have no idea where to report my disability payments, do I even have to?

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

xmasbaby0 — Mon, 20 Jan 2025 04:19:01 GMT

Are you receiving Social Security disability, or some other sort of disability? We cannot see any of your information, nor can we see your tax return.

If you are getting Social Security disability, you will have a SSA1099 from Social Security. They mail it in January

Go to Federal> Wages & Income>>Retirement Plans and Social Security (SSA1099 and 1099RRB) to enter your SSA1099.

If the Social Security is your only income, you do not have to file a tax return unless you have a 1095A for marketplace health insurance.

If you are getting some other kind of disability payments:

https://ttlc.intuit.com/questions/1901145-is-disability-income-taxable

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

VolvoGirl — Mon, 20 Jan 2025 04:19:24 GMT

Do you get disability from Social Security or somewhere else? Did you get a form for it like a SSA-1099 or 1099Misc?

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

Hal_Al — Mon, 20 Jan 2025 04:50:02 GMT

If you receive a form W-2 or 1099-R, for the income, it is taxable. For a detailed explanation, see:

https://ttlc.intuit.com/community/disability/help/is-disability-income-taxable/00/26023

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

gowinst23 — Fri, 21 Feb 2025 01:26:38 GMT

I have my disability check garnish can l file and l am head of my household l pay everything

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

xmasbaby0 — Fri, 21 Feb 2025 01:35:54 GMT

@gowinst23 Do you have a qualified dependent? In order to file HOH you need a qualified dependent.

Am I Head of Household?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-filing-status/qualify-head-household-2021/L0NxUtVc2_US_en_US?uid=m5x19jkx

What is a "qualifying person" for Head of Household?

If you qualify as Head of Household, when you enter your marital status (single or married filing separately) into MyInfo, and then enter your qualifying dependent, TurboTax will offer HOH as your filing status.

And you mention that you are on disability-----do you mean Social Security disability or some other kind of disability benefits? TurboTax never knows about offsets or garnishments to your refund. There is nothing to enter on a tax return about that.

It is not at all clear whether you have taxable income to enter on a tax return. Provide more details.

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

tabrobjones — Thu, 20 Mar 2025 05:56:48 GMT

How do if file with me on disability and my husband has a income

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

tabrobjones — Thu, 20 Mar 2025 05:57:19 GMT

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

xmasbaby0 — Thu, 20 Mar 2025 13:06:53 GMT

@tabrobjones File a joint return with your spouse. You do not mention if the disability you are receiving is Social Security disability or some other sort of disability income. In general filing jointly is almost always better.

And....ALL of your combined income goes on the joint return, including the disability.

If you were legally married at the end of 2024 your filing choices are married filing jointly or married filing separately.

Married Filing Jointly is usually better, even if one spouse had little or no income. When you file a joint return, you and your spouse will get the married filing jointly standard deduction of $29,200 (+ $1550 for each spouse 65 or older) for 2024. You are eligible for more credits including education credits, earned income credit, child and dependent care credit, and a larger income limit to receive the child tax credit.

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

Hal_Al — Thu, 20 Mar 2025 13:31:51 GMT

Social security disability income (SSDI) only becomes taxable when added to sufficient other income. If you are otherwise required to file a tax return, you do need to enter it in TurboTax (TT). TT will determine the taxable portion.

Social security (including SSDI) becomes taxable when your income, including 1/2 your social security, reaches:

Married Filing Jointly(MFJ): $32,000

Single or head of household: $25,000

Married Filing Separately and lived with your spouse at any time during the tax year: $0

After TurboTax (TT) calculates the taxable portion of SS, it puts the total amount of SS on line 6a of form 1040 and the taxable amount on line 6b. TT also produces a worksheet to show how the taxable amount is calculated. Although most people pay tax on 85% of their SS. it can be less for lower income taxpayers.

You may be thinking that filing Married Filing Separately (MFS) is going to save you money, because you won't have to add your spouse’s income to your return. It doesn’t work that way. There is a special rule that says SS & SSDI becomes taxable at zero ($0) other income when Filing as MFS.

The doubled standard deduction will usually wipe out most of the spouse’s income, on a joint return. And you will still get the use the lower joint filing rates.

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

user17727561313 — Fri, 06 Mar 2026 00:16:33 GMT

Type 'disability' in the search bar and the question then popped up for me. It did not automatically ask it as in previous years.

Re: I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

arantes13 — Fri, 06 Mar 2026 00:34:13 GMT

Your message is a bit vague, but I will try to guide you through some options.

What is your Filing Status?

For single filers, these base amounts are $25,000 and $34,000, while for those married filing jointly, the thresholds are $32,000 and $44,000.

Determining whether a disability benefit is subject to federal income tax depends solely on the origin of the funds, such as whether they come from a government program, an employer-sponsored plan, or a private insurance policy.

And lastly, what is your age?

Individuals who are age 65 or older, or who are under 65 and retired on permanent and total disability, may be eligible for the Credit for the Elderly or the Disabled. To qualify, a taxpayer must have received taxable disability income and must not have reached their employer’s mandatory retirement age as of January 1 of the tax year.

I hope this helps!

What is the source of your DI?

If it is SSDI, then you should have received a Form SSA-1099 that provides you with the necessary information.

Disability payments made from a retirement plan are reported on Form 1099-R.

Employer-paid disability or sick pay is typically reported on Form W-2.