topic Re: HSA in Get your taxes done using TurboTax

HSA

SandiR1 — Wed, 11 Feb 2026 10:27:54 GMT

If I received money out of my HSA to pay for medical expenses, why do I have to pay taxes on that?

Re: HSA

SusanR2 — Wed, 25 Sep 2024 20:55:46 GMT

If your HSA form indicates the distribution was not used for medical expenses, you will pay tax on the amount not used for medical expenses. Here is an article discussing HSA type distributions for your reference:

https://turbotax.intuit.com/tax-tips/health-care/what-is-irs-form-1099-sa-distributions-from-an-hsa-archer-msa-or-medicare-advantage-msa/L2IwVaB9X

Re: HSA

Cindy4 — Wed, 25 Sep 2024 20:57:40 GMT

Distributions from HSAs are not taxable as long as they are used to pay for qualified medical expenses.

They do need to be reported on your tax return, though. You should receive a form 1099-SA that you will enter here in TurboTax.

This will reconcile the information reported to the IRS as a distribution with your tax return where you confirm it was used to pay for the qualified medical expenses.

Hope this helps!

Cindy