topic Re: Disaster Deductions in Get your taxes done using TurboTax

Disaster Deductions

dataport — Wed, 11 Feb 2026 09:51:56 GMT

We had a federal declared disaster - Hurricane IAN/Florida/2022. After fighting with Ins Co we finally got our roof replaced in 2024 - After their payment, we still incurred a loss (deductible, drywall, etc).

Do I file for the loss in my 2024 return (or) can I amend my 2022 return?

Re: Disaster Deductions

Opus 17 — Thu, 27 Jun 2024 18:37:18 GMT

Because the loss occurred in 2022, that;s when you report it on your tax return. (You must report the FEMA number of the disaster on your tax return and the number must match the year.)

https://www.irs.gov/taxtopics/tc515

Re: Disaster Deductions

dataport — Thu, 27 Jun 2024 19:07:23 GMT

I didn't report my losses on my 2022 return. Can I report it as an amended return - or file it on my 2024 return?

Re: Disaster Deductions

Opus 17 — Thu, 27 Jun 2024 19:42:37 GMT

@dataport wrote:

I didn't report my losses on my 2022 return. Can I report it as an amended return - or file it on my 2024 return?

You can only report it in the year of the loss. That means you must amend your 2022 return.