Amending return(s) for excess Roth contributions

Nick2024 — Wed, 11 Feb 2026 07:08:20 GMT

Hello,

Am I required to amend a state return along with federal return for excess Roth contributions?

Re: Excess Roth contributions

Nick2024 — Fri, 26 Apr 2024 00:16:14 GMT

To further elaborate, for tax years 2020-2023 I contributed max dollar amount each year to my Roth without realizing that my modified adjusted gross income (MAGI) was too high. I withdrew all contributions from my Roth account and am now using TT to amend my returns for each of those years and pay the penalty (6% for each year the contribution stayed in my account).

I’m starting with tax year 2023. It's pretty straight forward on TT but it also wants to amend my state return even though TT shows I only owe the penalty to federal. Should i disregard the state return or amend it anyway and mail it in?

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Amending return(s) for excess Roth contributions

Re: Excess Roth contributions