Mega backdoor Roth IRA

shsandeep — Wed, 11 Feb 2026 04:09:04 GMT

What are the key things to keep in mind when I use the mega backdoor roth IRA strategies? How can I calculate if it'll help my tax situation or not?

Re: Mega backdoor Roth IRA

RobertB4444 — Wed, 07 Feb 2024 23:29:22 GMT

That you want to be sure that you're using post-tax funds and the transfer is handled between your 401K and your Roth without you ever touching the money.

The earnings when distributed from your post-tax 401K are taxable. The earnings when distributed from a Roth are not. It's a good idea for everyone's tax situation - eventually.

@shsandeep

topic Mega backdoor Roth IRA in Get your taxes done using TurboTax

Mega backdoor Roth IRA

Re: Mega backdoor Roth IRA