topic Re: Roth Conversion Confusion in Get your taxes done using TurboTax

Roth Conversion Confusion

Cup of Tea — Tue, 10 Feb 2026 11:20:15 GMT

This year we did a Roth conversion for my wife. When entering the information I received a couple of questions that puzzled me.

Firstly, when entering the information it continually references MY name as the IRA holder and I cannot find how to enter the conversion info for my wife's IRA. Is this because I am the primary tax filer?

Secondly, the software asks for the total value of all my traditional IRA's, excluding the Roth.

- Why is this relevant when other IRA's are not being touched?

- Is this just for the accounts in the name of the person doing the conversion, or husband and wife combined?

Thanks for any help you can offer.

Re: Roth Conversion Confusion

VolvoGirl — Sun, 18 Feb 2024 22:27:23 GMT

Delete that 1099R and start over. At the beginning you pick who it is for. The total will be just for the person, not combined.

Re: Roth Conversion Confusion

Cup of Tea — Mon, 19 Feb 2024 15:38:48 GMT

Thanks VolvoGirl, I see now where I went wrong.

Do you know why we would be asked to report the value of traditional IRA's now when we never needed to before? Also, why only for my wife and not for me?

I appreciate the help.

Re: Roth Conversion Confusion

VolvoGirl — Mon, 19 Feb 2024 15:47:45 GMT

If she turned 72 she has to take the RMD out before converting to the ROTH. @dmertz

Re: Roth Conversion Confusion

dmertz — Mon, 19 Feb 2024 16:15:46 GMT

TurboTax asks for the year-end value in traditional IRAs in case it's subsequently determined that your wife made nondeductible contributions to her traditional IRAs and Form 8606 needs to be prepared.