topic Spouse lives in Fla. retired, I live in NJ and work in NY. in Get your taxes done using TurboTax

Spouse lives in Fla. retired, I live in NJ and work in NY.

Ronin10460 — Tue, 10 Feb 2026 09:18:57 GMT

How is this done? Married Filing Separately for Federal and for the States....? Should it be Married Filing Separately? Any help would be greatly appreciated. The tutorial that I saw on a different page is no longer there. Thanks again for your time.

Re: Spouse lives in Fla. retired, I live in NJ and work in NY.

MonikaK1 — Sun, 28 Jan 2024 17:16:55 GMT

See this TurboTax help article regarding New Jersey residency and working in New York. You will need to file a Resident NJ return and a Nonresident NY return.

Depending on your individual situation, it may be better to file jointly for the Federal return and separate State returns. Some tax benefits aren't available for Separate filing status.

You can use TurboTax Online to test different scenarios before deciding to file jointly or separately. Click here for more information from TurboTax on how to decide which filing status to choose.

See here for a discussion and steps to file a joint Federal return and separate State returns.

Re: Spouse lives in Fla. retired, I live in NJ and work in NY.

Ronin10460 — Sun, 28 Jan 2024 18:04:58 GMT

Thanks for your time. I just did the taxes regarding the above situation. At no point did the Turbo Tax program allow me to change filing status. It just took me through the States. I didn't actually file the taxes. It was a "Dry Run". Married Filing Jointly for Federal, did NY, Non Resident and NJ. No need for Florida the program said.

Since there is only one income, I will do it from the beginning MFS... and compare. Thanks

Re: Spouse lives in Fla. retired, I live in NJ and work in NY.

Ronin10460 — Sun, 28 Jan 2024 18:32:15 GMT

I just did the MFS Federal...absolute disaster. So, MFJ it is.

Re: Spouse lives in Fla. retired, I live in NJ and work in NY.

Ronin10460 — Sun, 28 Jan 2024 18:40:24 GMT

When I File MFJ for federal...which address do I put in? Her Fla. address or my NJ address? She lives in the house and I am in an apt. in NJ. Unsure if that matters but...thanks anyway.

Re: Spouse lives in Fla. retired, I live in NJ and work in NY.

DoninGA — Sun, 28 Jan 2024 18:50:47 GMT

@Ronin10460 You enter the address on your tax return where the IRS can contact you by mail if ever necessary. So choose either address, the one which is more likely to be permanent.