https://ttlc.intuit.com/community/taxes/discussion/inherited-ira/01/3104440#M1137990 <P>I inherited an IRA from my husband. I would like to transfer it to my stepdaughters. What would be the best way to do it with minimum tax implications?</P> Tue, 24 Feb 2026 07:34:17 GMT fresh_olga 2026-02-24T07:34:17Z https://ttlc.intuit.com/community/taxes/discussion/inherited-ira/01/3104440#M1137990 <P>I inherited an IRA from my husband. I would like to transfer it to my stepdaughters. What would be the best way to do it with minimum tax implications?</P> Tue, 24 Feb 2026 07:34:17 GMT https://ttlc.intuit.com/community/taxes/discussion/inherited-ira/01/3104440#M1137990 fresh_olga 2026-02-24T07:34:17Z https://ttlc.intuit.com/community/taxes/discussion/re-inherited-ira/01/3104478#M1137991 <P>You can&nbsp;"disclaim" the inheritance.&nbsp;</P> <UL class="mdc-story-list__mdc mdc-story-list--unordered__mdc mdc-story-body__block__mdc"> <LI>The disclaimer must be in writing and delivered to the person or entity who is holding the property (in this case the IRA provider) within nine months after the death of the original transferor (Rose, in this example). (If the disclaimant is under age 21, the nine-month deadline starts running when they reach age 21.) Because there is no mechanism for extending this deadline, it must be strictly adhered to.</LI> </UL> <P>&nbsp;This is the best article I have found from <A title="morningstar" href="https://www.morningstar.com/financial-advice/how-disclaim-an-inherited-ira" target="_self">Morningstar</A> to discuss if you qualify and it's a good option for your situation.&nbsp;</P> Wed, 25 Oct 2023 19:57:06 GMT https://ttlc.intuit.com/community/taxes/discussion/re-inherited-ira/01/3104478#M1137991 TeriH 2023-10-25T19:57:06Z