topic Name on son’s title that I co-sign in Get your taxes done using TurboTax

Name on son’s title that I co-sign

Rmcolby — Tue, 24 Feb 2026 07:47:36 GMT

From a tax perspective, is it a good idea for me, as a co-signer for a home mortgage for my son, to be on the title for his home? How is that dealt with at tax time? I will not be living in his home. Thanks!

Re: Name on son’s title that I co-sign

Anonymous_ — Fri, 13 Oct 2023 18:09:57 GMT

From a federal income tax perspective, it should have no impact depending upon who makes payments on the mortgage.

For example, if your son pays, then he will be entitled to take any home mortgage interest deduction on his income tax return.

Re: Name on son’s title that I co-sign

Rmcolby — Fri, 13 Oct 2023 22:45:29 GMT

Thanks!