https://ttlc.intuit.com/community/taxes/discussion/re-magi/01/3005124#M1118045 <P>No, your modified adjusted gross income is a joint thing. &nbsp;If you jointly make over $129,000 then you can't take the deduction for contributing to an IRA. &nbsp;You are still allowed to make the contribution but you can't take a deduction.</P> <P>&nbsp;</P> <P><SPAN style="background: var(--ck-color-mention-background); color: var(--ck-color-mention-text);"><a href="https://ttlc.intuit.com/community/user/viewprofilepage/user-id/5267371">@dkconlin1</a></SPAN>&nbsp;</P> Wed, 05 Apr 2023 21:29:29 GMT RobertB4444 2023-04-05T21:29:29Z https://ttlc.intuit.com/community/taxes/discussion/magi/01/3005095#M1118044 <P>When entering the info for my Simple IRA, I received a message about my MAGI being too high.&nbsp; The number they gave me as proof included my husband's income.&nbsp; Should the MAGI just be my information?</P> Tue, 24 Feb 2026 05:58:55 GMT https://ttlc.intuit.com/community/taxes/discussion/magi/01/3005095#M1118044 dkconlin1 2026-02-24T05:58:55Z https://ttlc.intuit.com/community/taxes/discussion/re-magi/01/3005124#M1118045 <P>No, your modified adjusted gross income is a joint thing. &nbsp;If you jointly make over $129,000 then you can't take the deduction for contributing to an IRA. &nbsp;You are still allowed to make the contribution but you can't take a deduction.</P> <P>&nbsp;</P> <P><SPAN style="background: var(--ck-color-mention-background); color: var(--ck-color-mention-text);"><a href="https://ttlc.intuit.com/community/user/viewprofilepage/user-id/5267371">@dkconlin1</a></SPAN>&nbsp;</P> Wed, 05 Apr 2023 21:29:29 GMT https://ttlc.intuit.com/community/taxes/discussion/re-magi/01/3005124#M1118045 RobertB4444 2023-04-05T21:29:29Z https://ttlc.intuit.com/community/taxes/discussion/re-magi/01/3005130#M1118046 <P>Ok, thank you!</P> Wed, 05 Apr 2023 21:31:28 GMT https://ttlc.intuit.com/community/taxes/discussion/re-magi/01/3005130#M1118046 dkconlin1 2023-04-05T21:31:28Z