topic Refund rejected by Vanguard in Get your taxes done using TurboTax

Refund rejected by Vanguard

CRPat — Tue, 24 Feb 2026 06:38:26 GMT

I used the routing numbers and account numbers on my check and my refund has not been received by Vanguard. Today is the due date. Vanguard tells me these are NOT the numbers for a wire transfer. What can I do?

Re: Refund rejected by Vanguard

xmasbaby0 — Mon, 01 May 2023 19:16:44 GMT

You cannot change banking information while your return is in pending, nor can you change it after the return is accepted. The IRS does not allow it.

If you e-filed:

Banking information for direct deposit is wrong or closed

If you entered incorrect banking information for your refund, you can change it if your return is rejected. If it is accepted, however, it is too late to change it. The bank will reject the refund and send it back to the IRS. Then the IRS will issue a paper check and mail it to the address you put on your tax return. Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

Re: Refund rejected by Vanguard

xmasbaby0 — Mon, 01 May 2023 19:25:10 GMT

And.....not sure what you mean by "the due date." TurboTax gave you an estimated date to receive your refund, but that was not a promise or a guarantee. Only the IRS controls when your refund will be issued.

Once your federal return has been accepted by the IRS, only the IRS has any control. TurboTax does not receive any updates from the IRS. Your ONLY source of information about your refund now is the IRS.

You need your filing status, your Social Security number and the exact amount (line 35a of your 2022 Form 1040) of your federal refund to track your Federal refund:

https://www.irs.gov/refunds