topic 2 Roth In-plan conversion questions in Get your taxes done using TurboTax

2 Roth In-plan conversion questions

bobafett3434 — Tue, 24 Feb 2026 04:40:16 GMT

I am on these prompts. I have $1,000 that was part of automatic in-plan conversions from an after-tax 401k to a Roth 401k and I'm reporting it. Does after-tax 401k count as "regular 401(k)" in this case? The Turbo Tax question is below:

Did you move this money from a 401(k) to a Roth 401(k)?

This includes rollovers from a regular 401(k), 403(b) or 457(b) plan to a designated Roth 401(k), 403(b) or 457(b) plan.

Also, if I contribute to after tax 401k, but it automatically gets converted to Roth 401k, would I answer "no" to this question? This is for the same $1,000 automatic in-plan conversion:

Did you make after-tax contributions to a 401(k), 403(b), or 457(b) plan?

Guessing I answer "no" since these funds were converted to Roth from after-tax?

Re: 2 Roth In-plan conversion questions

DanaB27 — Mon, 17 Apr 2023 14:04:27 GMT

Yes, you will answer "Yes" to the "Did you move this money from a 401(k) to a Roth 401(k)?" screen.

You will also answer "Yes" to "Did you make after-tax contributions to a 401(k), 403(b), or 457(b) plan?" (this amount should be listed in box 5 of your Form 1099-R).

Re: 2 Roth In-plan conversion questions

bobafett3434 — Mon, 17 Apr 2023 14:07:41 GMT

Gotcha, just double checking, even if I have no balance in my after-tax 401k, just roth 401k, I still answer yes that I contributed to after tax? It gets converted (in-plan conversion) automatically to Roth when my paycheck comes in.

Re: 2 Roth In-plan conversion questions

DanaB27 — Mon, 17 Apr 2023 14:37:16 GMT

Yes, if you have an amount shown in box 5 on your Form 1099-R then you will answer "Yes" and the amount of after-tax contributions should be listed already.