topic Re: Need help with 1099-ltc in Get your taxes done using TurboTax

Need help with 1099-ltc

Vinnyfan — Tue, 24 Feb 2026 03:35:47 GMT

I am doing my mother's taxes and I received a form in the mail that reads "1099-LTC INFORMATION RETURN".

Do I enter this into Turbo Tax anywhere? I can't find a reference to this specific wording anywhere.

Re: Need help with 1099-ltc

Anonymous_ — Tue, 07 Mar 2023 15:52:56 GMT

See https://ttlc.intuit.com/turbotax-support/en-us/help-article/small-business-processes/enter-form-1099-ltc/L6LYP5zQ6_US_en_US

You'll receive Form 1099-LTC if you got money from long-term insurance or life insurance under an accelerated death benefits clause.

Here's how to enter your 1099-LTC into TurboTax:

Open (continue) your return if it's not already open.
Search for long-term care and select the Jump to link.
On the Any Long-Term Care Contracts? screen, answer Yes to the first question (and Yes to the second question if it applies, otherwise No) and select Continue.
Follow the instructions. If you need Form 1099-LTC we'll fill it out for you.

If you're using TurboTax Free Edition, this is not covered, so you'll be prompted to upgrade to Deluxe.

Re: Need help with 1099-ltc

Vinnyfan — Tue, 07 Mar 2023 16:46:15 GMT

Thank you for your reply. I'm confused why my return has the words "INFORMATION RETURN" after the 1099-R. Does that mean anything?

And what does accelerated death benefit clause mean?

Re: Need help with 1099-ltc

Anonymous_ — Tue, 07 Mar 2023 16:50:59 GMT

Did you receive a 1099-R or a 1099-LTC (as you stated in your original post)?

Issuers can submit substitute forms (in the same format) and the information is for your use in preparing your income tax return. Also, if you received a 1099-LTC, the benefits could very well be tax-free.

Re: Need help with 1099-ltc

Vinnyfan — Tue, 07 Mar 2023 17:04:49 GMT

I'm sorry. It was an LTC.

Re: Need help with 1099-ltc

JulieS — Thu, 09 Mar 2023 13:54:26 GMT

"Information return" is an IRS term applied to forms that contain tax information that is required to be reported to the IRS.

Information returns include Forms W-2, W-3 and W-2G, as well as all 1098 and 1099 series forms.

"Accelerated death benefit clause" is an insurance term for a clause in an insurance policy that will begin paying death benefits prior to the death of the insured.

You qualify for accelerated benefits if you contract a terminal illness and are expected to die within two years.

You also qualify if you've been diagnosed with an illness that will reduce your expected lifespan, if you need an organ transplant because of illness or if you are in hospice long-term care.

@Vinnyfan

Re: Need help with 1099-ltc

Vinnyfan — Thu, 09 Mar 2023 18:22:13 GMT

Thank you very much for your reply. That answers all my questions clearly and I think I understand what I need to do now.

Lynne

Re: Need help with 1099-ltc

Roystersb — Tue, 11 Apr 2023 21:08:03 GMT

Where is the JUMP TO link?

Re: Need help with 1099-ltc

BrittanyS — Tue, 11 Apr 2023 21:24:30 GMT

Jump to links can be found using the search function. To find the link for a 1099-LTC, follow these steps:

Here's how to enter your 1099-LTC into TurboTax:

Open (continue) your return if it's not already open.
Search for long-term care and select the Jump to link.
On the Any Long-Term Care Contracts? screen, answer Yes to the first question (and Yes to the second question if it applies, otherwise No) and select Continue.
Follow the instructions. If you need Form 1099-LTC we'll fill it out for you.

@Roystersb

Re: Need help with 1099-ltc

Roystersb — Tue, 11 Apr 2023 22:06:38 GMT

Hello @BrittanyS -

I understand the directions, but there is no JUMP TO link. I search for 1099-LTC using the search (magnifying glass) icon. I get the same text, but there is no link ... the words JUMP TO in the text you quote are not a link.

I have the Deluxe version but I haven't yet paid the fee. Could this be why the LTC jump link isn't active?

Thanks, S

Re: Need help with 1099-ltc

Anonymous_ — Tue, 11 Apr 2023 22:24:17 GMT

@Roystersb wrote:
I have the Deluxe version but I haven't yet paid the fee. Could this be why the LTC jump link isn't active?

The link does not work for me either and I have a test copy of Home & Business.

Try clicking the Start (or Update) button to the right of Miscellaneous Income, 1099-A, 1099-C in the Less Common Income section.

Then, on the following screen, click the Start button to the right of Long-term care account distributions (Form 1099-LTC).

@Roystersb

Re: Need help with 1099-ltc

Roystersb — Tue, 11 Apr 2023 22:39:59 GMT

Great minds think alike!

I got there like that, through the Federal Taxes >> Wages & Income >> Less Common Income >> Miscellaneous Income where I could (finally!) choose Long-term care account distributions (Form 1099-LTC).

Thanks, @Anonymous_ and @BrittanyS

Re: Need help with 1099-ltc

there is no jump link — Mon, 20 Nov 2023 00:31:31 GMT

there is no jump to link

help

Re: Need help with 1099-ltc

DoninGA — Mon, 20 Nov 2023 00:50:40 GMT

@there is no jump link

Click on Federal Taxes (Personal using Home & Business)

Click on Wages & Income (Personal Income using Home & Business)

Click on I'll choose what I work on (if shown)

Scroll down to Less Common Income

On Miscellaneous Income, 1099-A, 1099-C, click the start or update button

On the next screen - On Long-term care account distributions (Form 1099-LTC), click the start or update button

Re: Need help with 1099-ltc

there is no jump link — Mon, 20 Nov 2023 01:39:41 GMT

Thank you DoninGA very much!

Why doesn't TurboTax support import of 1099-LTC?!

GLB — Tue, 30 Jan 2024 22:03:26 GMT

What happened to import of 1099-LTC?

Re: Why doesn't TurboTax support import of 1099-LTC?!

DoninGA — Tue, 30 Jan 2024 22:08:34 GMT

@GLB wrote:

What happened to import of 1099-LTC?

I do not believe the Form 1099-LTC has ever been available for import, it has to be entered manually.

Click on Federal Taxes (Personal using Home & Business)

Click on Wages & Income (Personal Income using Home & Business)

Click on I'll choose what I work on (if shown)

Scroll down to Less Common Income

On Miscellaneous Income, 1099-A, 1099-C, click the start or update button

On the next screen - On Long-term care account distributions (Form 1099-LTC), click the start or update button

Re: Why doesn't TurboTax support import of 1099-LTC?!

GLB — Tue, 30 Jan 2024 22:10:50 GMT

Outstanding!! Thank you!

Re: Need help with 1099-ltc

Denverbarb — Thu, 29 Feb 2024 20:01:36 GMT

Best answer. Thanks.

Re: Need help with 1099-ltc

RandTall — Sun, 10 Mar 2024 22:43:50 GMT

I don't see any screen that says "Any Long-Term Care Contract?" after going through the process below.