topic Re: 8915-F error in Get your taxes done using TurboTax

8915-F error

cspyon — Tue, 24 Feb 2026 03:21:59 GMT

I need your help on this topic.

My tax return was rejected for the error in Form 8915-F.

For background info, I withdrew $30,000 under the Covid Relief Distribution in 2020, and I decided to pay the taxes for $10,000 each for the next three years. So, this year is the final year for the remaining $10,000.

Now, when I filled out the form under 1099, there is a question like this:

Did Changsop take a 2020 Qualified Disaster Distribution? So, I clicked Yes.

And the next question is 'If this was a Corona virus-related distribution in 2020, check here X'

So, I checked that box.

After the review is done okay, I submitted it but rejected for the above reason.

I have no idea why I was rejected.

By the way, this is Turbo's solution:

What needs to be done:

This return cannot be electronically filed due to invalid information on Form 8915-F, Qualified Disaster Retirement Plan Distributions and Repayments. Print your return and review information that appears on Form 8915-F: - If there is a FEMA number listed on line C, it must be a valid federally declared disaster n number, and it must be formatted as XX-NNNN-ST, where XX is either DR or EM, NNNN is a four digit number, and ST is a valid state abbreviation. - If box D is checked, no FEMA number should be listed on line C. If corrections are needed, go to Federal Taxes / Income, then scroll down to the section on Retirement, and select the 1099-R topic. If you have 1099-R entries, go to the end of the 1099-R summary, and select Continue. If you do not have any 1099-R entries for the current year, answer no when you see the question, Did you receive any 1099-R Forms? Then click continue. Follow the steps below to correct invalid information: 1) Answer on-screen questions until you get to the screen. "Did You take a 2020 Qualified Disaster Distribution?" 2) Mark the yes box at the top of the screen. 3) If you need to correct the FEMA Number that appears on Form 8915-F, line C, you must clear the checkbox labeled "If this was a Coronavirus-related distribution reported in 2020 check here". Then proceed to the next screen, where you can select a valid FEMA number. Click continue. If you need to clear the FEMA Number, go back and select the blank entry at the top of the FEMA dropdown list. 4) If necessary, go back to the screen in step 1, and check the box to indicate that this was a Coronavirus-related distribution. After making corrections, print for 8915-F and review information on lines C and D. Review for errors and re-submit the return for electronic filing. If the reject continues, you will need to print and file the return by mail.

Re: 8915-F error

mims77 — Sat, 11 Mar 2023 18:17:44 GMT

That is a Turbo Tax Error. The program is writing "Covid" on line C, when they are supposed to check D and leave C blank. I spent over 90 minutes with multiple techs and so far, they cannot manage to fix it.

Re: 8915-F error

cspyon — Sat, 11 Mar 2023 18:48:24 GMT

I would like to share your frustration.

I heard they are working on it and fix it by Mon.

Let's see.

Re: 8915-F error

johnshirley — Sun, 12 Mar 2023 15:45:57 GMT

This seems to be a shared misery.

On its surface, the 8915-F does seem simplistic enough: if you've a sanctioned disaster, add the appropriate disaster codes in line C. If it's for covid, check line D and leave C blank. It seems somebody in the code logic thought it would be appropriate to put in a literal "N/A" into line C. Nope, just needs to be left blank. But, as a taxpayer, it ends up in what seems like a perpetual loop of deleting the auto-generated form, resubmitting the return, only to have the IRS logic reject it because of the literal "N/A" in line C of the 8915-F.

I wonder if there's somebody we can reach at Intuit to correct the issue and stop assuming that nulls, blanks, zeroes, and "not applicable" all mean the same thing. Or just delete N/A.

Re: 8915-F error

cspyon — Sun, 12 Mar 2023 17:09:51 GMT

I talked to a couple of Turbo Tax experts, and they said Turbo was aware of this problem, and working on it. I heard they would fix it by Mon.

So, l'll try it again tomorrow.

Re: 8915-F error

mims77 — Sun, 12 Mar 2023 18:10:34 GMT

I found the fix! Make a copy of save your current 8915-F because when you do this, it will not auto fill. Go back in your return to Tax Tools. Select "delete a form". Deleting the 8915 is not enough, find the 2020 Qualified Distribution worksheet and delete that. Then go back to income and redo the section. When the questions come up about your 2020 distribution fill in this numbers (generally, the 1/3rd amount will go in 12, 13 and 15 and 14 will be zero). Double check the new tax form and it the "covid" should be gone.

Re: 8915-F error

cspyon — Sun, 12 Mar 2023 18:44:35 GMT

Mims 77

So, did you refile your tax returns, based on your fix, and accepted by IRS?

Please let me know about your updates.

Before trying your method, I want to doublecheck.

Thanks.

Re: 8915-F error

mims77 — Sun, 12 Mar 2023 18:50:51 GMT

Yes so far so good

Re: 8915-F error

cspyon — Sun, 12 Mar 2023 18:59:28 GMT

Great!

Based on your fix, let me double check it with the TurboTax experts before refiling it tomorrow.

I'll get back to you here.

Thank you!

Re: 8915-F error

seckampf — Sun, 12 Mar 2023 19:40:27 GMT

I did these steps and have an NA in the box which is what I had before. Do you know if it got accepted for you with the NA or is your box C totally blank? TurboTax was zero help when I called them.

Re: 8915-F error

mims77 — Sun, 12 Mar 2023 20:04:45 GMT

Mine was blank. Previously it said “Covid” and not N/A. Once I deleted the 2030 worksheet and the redid the questions it took it out

Re: 8915-F error

johnshirley — Sun, 12 Mar 2023 20:10:28 GMT

Successfully corrected and submitted.

Excellent work tracking it down. I kept trying to delete the 8915-F but hadn't quite got to deleting the form that generated it.

Re: 8915-F error

cspyon — Sun, 12 Mar 2023 20:20:03 GMT

So, your refiled return was accepted?

Re: 8915-F error

johnshirley — Sun, 12 Mar 2023 20:21:35 GMT

Yes.

Re: 8915-F error

cspyon — Sun, 12 Mar 2023 20:22:49 GMT

I saw Covid in #3 in the 7591-F, then x marked in the next question #4, Did you have Covid-related distribution?

That was the one rejected by IRS.

So, I am going to ask the TurboTax expert tomorrow before refiling.

Re: 8915-F error

cspyon — Sun, 12 Mar 2023 20:23:33 GMT

How did you fix it?

Re: 8915-F error

seckampf — Sun, 12 Mar 2023 20:24:15 GMT

Weird. I cannot get mine to remove the NA. Not sure what I am doing wrong.

Re: 8915-F error

Andera — Sun, 12 Mar 2023 20:38:16 GMT

There are steps to get this corrected so you can submit your return.

Re: 8915-F error

johnshirley — Sun, 12 Mar 2023 20:39:25 GMT

User mims77 posted a solution to the issue with the unintentional values appearing in Line C -- "N/A" in my case.

The issue is that the 8915-F was populated by a literal "N/A" in a field that was expected to be blank or to have a specific code in Line C of the form.

In Line D, a checkbox indicates that it's not one of the declared disaster codes, but is instead Covid-related (mine was). This means that line C must be blanks and only line D is to be checked.

So, the solution is:

Write down the values that are in the 8915-F. It's typically 1/3d of the amount that was withdrawn due to Covid in some of the lines. Which ones are specific to your tax situation.

Go to Tax Tools in the lefthand menu.

Click Delete a Form.

Find and delete the "2020 Qualified Distribution" worksheet. You cannot (and need not) delete the 8915-F form. It will be automatically removed when you delete the 2020 Qualified Distribution worksheet.

Go back to Income, and revisit the 1099-R section.

When the questions come up about your 2020 distribution, click the checkbox indicating it's for Covid then fill in the values that appear beneath. The numbers you copied from the previous (erroneous) form.

Click through until you reach the E-File section. Just before you file, you'll be presented with a button to view or print your prepared forms. You can view, make a copy, print, etc. But from here, you can visually confirm that form 8915-F has nulls across all fields in Line C and that only the checkbox in Line D is checked.

Re: 8915-F error

Andera — Sun, 12 Mar 2023 20:41:03 GMT

You have to Uncheck the Covid box, then continue to the next screen. Leave the qualified disaster box blank and press continue.

Then you will press the back button and recheck the Covid box.

When you get to the Review before filing look for form 8915. Line C should be blank & Line D should be checked.

This will allow you yo submit without rejection.