topic Re: Excess HSA contribution in Get your taxes done using TurboTax

Excess HSA contribution

f_carl — Mon, 23 Feb 2026 13:20:31 GMT

My total HSA contribution in W-2 Box 12c is $3,576 for 2022 which is less than the limit of $3,650, however TurboTax is still charging me tax for "overcontribution". Any ideas what's going on here?

Re: Excess HSA contribution

MayaD — Mon, 06 Feb 2023 15:59:39 GMT

The $3650 limit is prorated depending on the number of months you were covered by an HDHP( high deductible health plan)and had no additional health coverage.

If you were only covered by an HDHP for part of the year, your contribution limit may be lower than the above limit.

Why am I showing an excess HSA contribution?

Re: Excess HSA contribution

f_carl — Mon, 06 Feb 2023 16:52:03 GMT

Thanks MayaD for the reply! However I was covered by a HDHP for the full year. Any suggestions?

Re: Excess HSA contribution

MayaD — Mon, 06 Feb 2023 18:05:38 GMT

Make sure you didn't accidentally re-enter the amount already listed (from box 12 of your W-2) as this will incorrectly double your total contribution amount.