topic When to itemize your deductions instead of taking the standard deduction? in Get your taxes done using TurboTax

When to itemize your deductions instead of taking the standard deduction?

spaureau — Tue, 10 Mar 2026 06:58:20 GMT

I believe it will be move beneficial for my husband and I to itemize our deductions this year since we have $20k+ in medical expenses. What other expenses can we include?

Re: When to itemize your deductions instead of taking the standard deduction?

leeloo — Wed, 16 Nov 2022 18:19:30 GMT

You can take a look at Schedule A to see all the categories, but home mortgage interest and property taxes are included as well as chitable donations. You won't get credit for the entire $20,000 as there is a 7.5% floor for medical expenses.

https://www.irs.gov/forms-pubs/about-schedule-a-form-1040

Re: When to itemize your deductions instead of taking the standard deduction?

John-H2021 — Wed, 16 Nov 2022 18:19:38 GMT

Hello,

The standard deduction for 2022 taxes is $25,900

In order for itemizing deductions you would need to excedd that amount.

To Itemize you can take:

Mortgage interest you pay on up to two homes
Your state and local income or sales taxes
Property taxes
Medical and dental expenses that exceed 7.5% of your adjusted gross income
Charitable donations

You can enter your itemized deductions into TurboTax and the program will let you know if the standard deduction or itemized deductions is more beneficial to you to take.