topic My tax return on Turbo Tax is saying I need to file form 8995, but I don't own a business. I'm an independent contractor with Instacart. in Get your taxes done using TurboTax

My tax return on Turbo Tax is saying I need to file form 8995, but I don't own a business. I'm an independent contractor with Instacart.

tericonley — Mon, 23 Feb 2026 10:53:42 GMT

I don't remember being required to file this form last year, and nothing with my tax situation has changed.

Re: My tax return on Turbo Tax is saying I need to file form 8995, but I don't own a business. I'm an independent contractor with Instacart.

DoninGA — Fri, 13 Jan 2023 18:02:58 GMT

You are self-employed as an independent contractor so you do have a business. You are eligible for the Qualified Business Income Deduction using Form 8995.

Form 8995 is estimated to be finalized and available in TurboTax on 01/26/2023.

Note - The IRS will not be accepting any tax returns until 01/23/2023.

Re: My tax return on Turbo Tax is saying I need to file form 8995, but I don't own a business. I'm an independent contractor with Instacart.

Anonymous_ — Fri, 13 Jan 2023 18:03:13 GMT

Form 8995 is used to calculate the Qualified Business Income deduction (QBI deduction).

If you are an independent contractor, you have business income.

Re: My tax return on Turbo Tax is saying I need to file form 8995, but I don't own a business. I'...

BillM223 — Fri, 13 Jan 2023 20:39:59 GMT

As the others above noted, as an independent contractor, you are in the business of providing services, grocery delivery in your case. This qualifies you to potentially receive a QBI deduction. This is good for you, because it reduces your taxable income.

Last year, is it possible that your Schedule C income (net of expenses) was less than zero? Then you would not have qualified for the QBI deduction, and thus, no 8995 for 2021.