https://ttlc.intuit.com/community/taxes/discussion/re-mortgage-interest-deduction/01/2780581#M1007538 <P><a href="https://ttlc.intuit.com/community/user/viewprofilepage/user-id/2798147">@Mike9241</a>&nbsp;</P> Wed, 12 Oct 2022 13:34:08 GMT Anonymous_ 2022-10-12T13:34:08Z https://ttlc.intuit.com/community/taxes/discussion/mortgage-interest-deduction/01/2780450#M1007477 <P>In 2020 I refinanced my home mortgage by borrowing $103,000. This included paying off my existing mortgage of $13,462, paying off my rental home mortgage of $21,446, paying off some credit cards, etc.&nbsp; Included in those credit cards was the payment for a new roof on my personal home in 2014 for $10,500 and a bathroom remodel in 2012 for $4,800. Can I add those 2 amounts to the $13,462 to determine deductible interest or because they happened several years ago then I can not?&nbsp; By the way the FMV of my personal home is $425,000, but it seems that to be deductible interest, refinanced funds must refinance existing mortgage and/or be used to remodel or upgrade the home.</P> Tue, 10 Mar 2026 06:31:52 GMT https://ttlc.intuit.com/community/taxes/discussion/mortgage-interest-deduction/01/2780450#M1007477 Bugaboo2 2026-03-10T06:31:52Z https://ttlc.intuit.com/community/taxes/discussion/re-mortgage-interest-deduction/01/2780581#M1007538 <P><a href="https://ttlc.intuit.com/community/user/viewprofilepage/user-id/2798147">@Mike9241</a>&nbsp;</P> Wed, 12 Oct 2022 13:34:08 GMT https://ttlc.intuit.com/community/taxes/discussion/re-mortgage-interest-deduction/01/2780581#M1007538 Anonymous_ 2022-10-12T13:34:08Z