https://ttlc.intuit.com/community/taxes/discussion/home-mortgage-deduction-on-new-construction/01/2765588#M1000005 <P>The tax law states you have 90 days after the completion of a new home to get a mortgage and consider it home acquisition debt.&nbsp; Is there a definition of what constitutes "completion"?</P><P>&nbsp;</P><DIV>&nbsp;</DIV> Tue, 10 Mar 2026 05:49:38 GMT qofmiwok 2026-03-10T05:49:38Z https://ttlc.intuit.com/community/taxes/discussion/home-mortgage-deduction-on-new-construction/01/2765588#M1000005 <P>The tax law states you have 90 days after the completion of a new home to get a mortgage and consider it home acquisition debt.&nbsp; Is there a definition of what constitutes "completion"?</P><P>&nbsp;</P><DIV>&nbsp;</DIV> Tue, 10 Mar 2026 05:49:38 GMT https://ttlc.intuit.com/community/taxes/discussion/home-mortgage-deduction-on-new-construction/01/2765588#M1000005 qofmiwok 2026-03-10T05:49:38Z https://ttlc.intuit.com/community/taxes/discussion/re-home-mortgage-deduction-on-new-construction/01/2765619#M1000025 <P>Facts and circumstances.</P> <P>&nbsp;</P> <P>See&nbsp;<A href="https://www.sjsu.edu/people/annette.nellen/website/225K%20Reading/N88-74.pdf" target="_blank">https://www.sjsu.edu/people/annette.nellen/website/225K%20Reading/N88-74.pdf</A></P> <P>&nbsp;</P> <P>You might want to play it safe and use the first date the home is able to be occupied (or when you actually occupy the home).</P> Sat, 20 Aug 2022 22:49:11 GMT https://ttlc.intuit.com/community/taxes/discussion/re-home-mortgage-deduction-on-new-construction/01/2765619#M1000025 Anonymous_ 2022-08-20T22:49:11Z