topic 1095-A or Form 8962 - Include in 1040? in Community Basics

1095-A or Form 8962 - Include in 1040?

Sausalito789 — Sun, 15 Feb 2026 16:26:01 GMT

Second attempt I think I posted this in the wrong area......

General web searches seem confusing on this issue around the following scenario:

1095-A shows no Advance Payments (Column C is blank)
Party is not entitled to any Tax Credits after running the numbers through Turbo Tax.

Question - What form(s) if any are to be attached to the 1040? I would say none, TT does not list the requirement to send any either. I can't see why it would be necessary to send any of the above forms with the 1040. Here's a snippet from this site around a similar question. Look at the last sentence from the respondent to that OP......if there is no PTC involved then I don't see anywhere on the final printed 1040 that the 1095-A or the 8962 is mentioned.......so how is it "reported on your return"

So....am I sending a 1095-A or 8962? I'm not due any credit and didn't take any APTC.

Thanks

This is the snippet from a similar question posed last year.

----------------------------------------------------------------------------------------------------------------------------------------------------

Since you didn't receive the premium tax credit, and if both column B &C are blank, you don’t have to fill out or include Form 8962 when you file your federal taxes. However, the IRS might reject your tax return if you received form1095-A but didn't report it on your return.

Re: 1095-A or Form 8962 - Include in 1040?

LindaS5247 — Mon, 16 Feb 2026 02:14:53 GMT

According to the IRS instructions for Form 8962, the form is not required if you did not receive an Advanced Premium Tax Credit and you are not claiming a premium tax credit on your tax return, even if you had Marketplace coverage. ‌

Form 8962 is required to reconcile any advance payments or to claim the premium tax credit.

The IRS instructions state the following:

You must file Form 8962 with your income tax return if any of the following apply to you:

You are taking the Premium Tax Credit
The Advance Premium Tax Credit was paid for you or another individual in your tax family.
The Advance Premium Tax Credit was paid for an individual you told the Marketplace would be in your tax family and neither you nor anyone else included that individual in a tax family.

The instructions go on to say that If any of the circumstances above apply to you, you must file an income tax return and attach Form 8962 even if you are not otherwise required to file.

In general, you must include your Form 8962 with your Form 1040 to reconcile premium tax credits if you had Marketplace coverage, but you do not attach Form 1095-A. You would use the information from your Form 1095-A to fill out Form 8962, and then keep the 1095-A for your records.

Click here for Instructions for Form 8962 (2025).

Re: 1095-A or Form 8962 - Include in 1040?

Sausalito789 — Mon, 16 Feb 2026 18:54:12 GMT

Yep, got it and I agree with you.

Thanks for the confirmation.