All Credit score posts

Re: How do I check my credit score

DoninGA — Thu, 19 Feb 2026 21:42:23 GMT

@Reyna25 You can also get a free credit report from each of the three credit reporting agencies annually using this website - https://www.annualcreditreport.com/index.action

Re: How do I check my credit score

Reyna25 — Thu, 19 Feb 2026 21:28:18 GMT

I would like to check my credit score

Re: Getting credit through Rent-Reporting

GabiU — Mon, 24 Nov 2025 18:07:00 GMT

Hi @elaine91 Thanks for joining the community!
There may be some credit cards that allow paying rent. Try searching "Which credit card can I pay rent with?" to start your research.
Here's some articles and a discussion on how to start building your credit:
-How to build your credit
-How to increase your credit score
-How to Raise Your Credit Score

Perhaps some others here on the community will have tips for you as well. Best of luck!

Getting credit through Rent-Reporting

elaine91 — Mon, 24 Nov 2025 17:57:02 GMT

I moved to a condo this past September and rent a room from my brother. I don't have a credit score right now because I haven't used any credit cards or taken out any loans. I hope to build my credit score, and I looked up that I can do so by reporting my rental payments. It is my first time renting from anywhere. I pay my brother my rental payments through Zelle. I tried using Experian to report my rent, but it wasn't getting me anywhere. I was using Experian Boost, and it just scanned my bank and did nothing else. I tried calling customer service, but it also led to no results, as the representatives I spoke to didn't quite understand what I was asking, even after I tried to explain it a couple of times. I did look up sites I can use to report my rent, even though I use Zelle, and one site that came up was called Boom, which acts as a third party to send my reports to a credit bureau. What I want to know is if there is anything else I need to do to report my rent and, in turn, build up my credit?

Re: How to appeal a credit report entry?

user17604893535 — Wed, 15 Oct 2025 01:05:00 GMT

GO to all 3 reporting agencies website and file a dispute right there online. have documentation ready to share. It's fairly easy to do.

Re: Credit Karma Support & Feedback

Raph — Tue, 22 Apr 2025 22:57:36 GMT

@Mint8771 Thank you for letting us know, and providing the feedback. We've escalated this to our internal teams to address.

Credit Karma Support & Feedback

Mint8771 — Sun, 13 Apr 2025 16:22:44 GMT

Had a weird experience with CK chat support, but I received an error in submitting feedback. Tried to find any other way to give this feedback with no luck. Turbo Tax has this community, that’s about it. It will probably get nowhere, but I have to post it at this point.

Here’s what I attempted to send to CK’s support email…

I just finished a Credit Karma support chat experience… but I wasn’t able to leave feedback due to an “error” and was supposed to “contact my admin” due to the error. Except, I’m a user, not anyone who has any idea who an admin is.

I rated the overall experience 3/5 stars (because I was able to finally change my email address on my account, but not without “pulling teeth”).

I rated the agent “expert” interaction with Jose / Joseph I a 1/5 stars. Here was my written review:

——

Issue not resolved. I was told to open a new chat even though I have access to all my info, just entered the wrong email upon chat-start. I was told to not send inappropriate messages, when I didn’t send any. (?) I jumped through hoops to change my email. Finally got back to the original concern to be told my concern about Turbo Tax’s intrusive interfacing in spite of me already having filed my taxes via a professional “might” be escalated. Empathy lacking. Screenshots of UI concern in the Credit Karma app provided. My only hope is that TT doesn’t get MORE belligerent after April 15th, thinking I’ve still yet to file my taxes. No need for this level of invasiveness.

——

Attached are the screenshots provided in my chat with Jose today, PLUS a screenshot of the feedback screen in chat error message.

I didn’t WANT to spend my morning doing this… I could have just given up and shrugged. But working in software/tech myself, with products/services users interface with, and dealing heavily with the voice of the customer in my day to day job, I could not - in good conscience - keep feedback to myself anymore about my frustrating experience with Turbo Tax’s invasion of Credit Karma, with no obvious way to quiet the TT aspect - even Joseph didn’t know how to do it.

But at least he “might” but an improvement request in to higher management.

Thanks for your attention, I hope you have a great rest of your day and tax season!

Re: Featured Discussion: Have you ever needed to freeze your credit?

fwilder — Fri, 11 Apr 2025 03:11:21 GMT

Freezing your credit is a great tool to protect your financial future. I keep mine frozen until I am ready to do something major that requires using my credit, then when I am finished I freeze it back shortly after.
Added bonus is freezing individual cards both debit and credit to avoid unauthorized use.

Re: Featured Discussion: Have you ever needed to freeze your credit?

Sam Adrian — Fri, 07 Mar 2025 04:12:16 GMT

I'm thinking of doing the same. How much time did it take you?

Re: Featured Discussion: Have you ever needed to freeze your credit?

katwoman1 — Mon, 03 Mar 2025 00:01:32 GMT

I have my score frozen at the three credit companies. Good experience and easy. I don't worry about people hacking my credit to apply as me.

gives me confidence

Paid off my house/mortgage and sold the house. My score dropped?

Melb1981 — Sun, 23 Feb 2025 11:40:41 GMT

I sold property that had a mortgage. My score went DOWN? It should have gone up?

Re: Filing taxes

HeyMikey1660 — Sat, 11 Jan 2025 14:27:35 GMT

I need to file my taxes for years 2010 and 2011. How do I do it, can you help.

Re: Do Multiple Hard Inquiries for Same Credit Card Application Count as One Inquiry for Credit Scoring Purposes?

mblatz01 — Mon, 25 Nov 2024 23:42:23 GMT

Not very helpful...OP had nothing to do with how to raise or maintain a good score. Also, the question was specific in asking about multiple hard inquiries for same lender/credit card application; if you have any insight or knowledge regarding that, I'm all ears!

Re: Do Multiple Hard Inquiries for Same Credit Card Application Count as One Inquiry for Credit Scoring Purposes?

Bsch4477 — Mon, 25 Nov 2024 22:18:50 GMT

Most Credit Scores are not affected by multiple inquiries from auto, mortgage or student loan lenders within a short period of time. Much more important is paying debts on time and your credit to debt ratio.

Do Multiple Hard Inquiries for Same Credit Card Application Count as One Inquiry for Credit Scoring Purposes?

mblatz01 — Sun, 24 Nov 2024 22:18:36 GMT

This is in the United States. I applied for a credit card but unbeknownst to me the CRA(s) had placed a fraud Alert on my report after one of them was hacked and then as "compensation" they provided one of those ridiculous Identity Protection products for free and I was dumb enough to accept. The fraud alert requires any lender to contact me by phone, but CRA did not include my phone number in the alert/personal statement, so my application was set to pending status and I needed to call in to Application Processing team, who then informed me of the alert and that I needed to contact the CRAs and have the alert modified or removed to proceed, which I did. I was also told that an additional hard inquiry would be needed to re-pull my credit report/score to proceed with application, which seems wrong, but not under my control.

So main question: will two or more hard inquiries from same lender for same application be treated as a single hard inquiry for purposes of calculating credit score? Or will I end up with multiple hard inquiries which would have the effect of misleadingly dragging down my credit score for a couple of years?

Re: Featured Discussion: Have you ever needed to freeze your credit?

JesusGLMM — Tue, 19 Nov 2024 14:31:35 GMT

This was new information brought to me from a customer while working as a Credit Analyst for Ovation Credit Services a Lendingtree Co. I was asking permission from the client to pull a soft credit report and she missioned that she had her credit frozen. I learned something new that day and today as well. Educational, I like it.

Re: How to appeal a credit report entry?

ko82885 — Fri, 15 Nov 2024 03:00:19 GMT

I only posted this question because this was a community discussion page about credit score...

https://ttlc.intuit.com/community/credit-score/discussion/02/211

Re: How to appeal a credit report entry?

Bsch4477 — Fri, 15 Nov 2024 02:46:42 GMT

This site deals with tax law and TurboTax use.

How to appeal a credit report entry?

ko82885 — Fri, 15 Nov 2024 02:17:58 GMT

I had a pending charge of about 200$ with Verizon for not returning equipment after I closed my account with them. They never sent me a return label package. So, I called customer service multiple times and explained that I did not receive the return label, to my new address. They promised me multiple times that they were going to send it but never did even though I told them my new address repeatedly. After about 7 calls, I was promised by customer service that they wouldn't report it to the credit agencies for non-payment.

Now, they have reported it anyway and my credit score has gone down. So I decided that fighting a corporation is useless and I called them and made the payment anyway.

Who can I talk to about removing this from my credit report? I am assuming Verizon would close the account but it would still remain on my report for 7 years, right? But can I appeal this and get it removed completely?

Re: Credit Score Dropped Why?

avadaisyyy — Sun, 15 Sep 2024 15:09:27 GMT

Hello

When your credit score suddenly declines, it can be upsetting, particularly if you have been making on-time bill payments. Even with a flawless payment history, there are a number of reasons why this could occur. These could include the closing of an old account, changes in the average age of your credit accounts, recent queries, or an increase in your credit utilization. It's also conceivable that your credit file has undergone some sort of modification or error report. It might be a good idea to look for any strange activity or account variations on your credit report.

Regards

Ava Daisy

Prestige Palm Court