All Retirement tax questions posts

Backdoor roth

mstrings — Tue, 14 Apr 2026 06:46:07 GMT

Trying to follow the instructions posted by TT here: https://ttlc.intuit.com/turbotax-support/en-us/help-article/retirement-benefits/enter-backdoor-roth-ira-conversion/L7gGPjKVY_US_en_US,

but they are missing detials to severla steps.

After I enter my 1099-r, it askes if any of these situations apply:

There is an option: "This is for a SIMPLE IRA within the first two years of participation only" The instructions give no indication whether to check this box or not or what it meanss.

(I'm loading this for my wife) Also, later is askes if she contributed to my traditional IRA. Things start getting strange after that

I am 91 years old and still work full-time. Is there a RMD on my pension benefits?

loissteelman — Tue, 14 Apr 2026 06:27:45 GMT

Banner Life Insurance Company Distribution code 7

My 3 year Annuity matured in 2025. I did not renew it. I received a 1099-R for interest earned. How and where do I enter it?

eileentolby — Tue, 14 Apr 2026 05:49:31 GMT

I need to show earned interest from a 1099 -R from a 3 year annuity that matured in 2925. How do I do that?

For a 1099-R inherited IRA, is the Taxable Amount the same as Gross Distribution or are there circumstances when it might be less? The not determined box is checked.

acalloway — Tue, 14 Apr 2026 05:27:38 GMT

Re: Hello, I'm trying to report a conversion from a IRA to a Roth, can't seem to get turbotax to lead me to the right page. Is it done via the 1099-R details page?

fanfare — Tue, 14 Apr 2026 05:12:04 GMT

Enter the 1099-R

Click CONTINUE

answer the questions.

@pacard17

I have a 1099-R because money was stolen from my 401K last year. Is there a way to avoid paying taxes on the stolen money?

shultz-georgina — Tue, 14 Apr 2026 05:08:10 GMT

Re: For elderly credit do I include my income and social security benefits

fanfare — Tue, 14 Apr 2026 04:51:28 GMT

You must report all your income, including Social Security Line 6a

@Janjnr03

Hello, I'm trying to report a conversion from a IRA to a Roth, can't seem to get turbotax to lead me to the right page. Is it done via the 1099-R details page?

pacard17 — Tue, 14 Apr 2026 04:50:33 GMT

Re: How can I report Traditional IRA in TurboTax if I recharacterize my Roth IRA contribution to be a traditional IRA contribution before 4/15/2026?

fanfare — Tue, 14 Apr 2026 04:43:05 GMT

recharacterization: the original amount to the first IRA you report as contribution to the second IRA, earnings move but that is ignored.
You must use a trustee-to-trustee transfer before the due date April 15,202x ( or Oct 15, 202x if 1040 was timely filed or extended).
You will instruct trustee to calculate the allocable earnings.

@priasinbox

Re: How do I post my ssearnings without a 1099?

DawnC — Tue, 14 Apr 2026 04:27:00 GMT

You can get a copy of your SSA-1099 from the Social Security Admin

When you get it - Where do I enter an SSA-1099?

Re: Excess 2025 Roth IRA Contribution - What to do?

fanfare — Tue, 14 Apr 2026 04:34:04 GMT

You can remove excess plus earning by Oct 15 if you have

Timely filed by tax day, or
requested an extension of time to file by tax day

Option 1 requires a 1040-X amendment.

Option 2 does not.

@taxesareamaze-ing

Depending on how well your Roth investment is going, you may want to wait six months.

After the extension deadline you pay a 6% penalty but your earnings will stay in the Roth IRA untaxed.

Brokerage firm did not process rmd by error. How do I add a form 5329 on turbotax?

michael-t-brooks1127 — Tue, 14 Apr 2026 04:19:08 GMT

How do I post my ssearnings without a 1099?

ruthtannenbaum5 — Tue, 14 Apr 2026 04:16:24 GMT

I need to post my ss earnings! How do I do it?

Where is Form SSA-1099 data required to be listed?

AF1954 — Tue, 14 Apr 2026 04:08:14 GMT

I receive a court order annuity payment from former spouse 1099-R form. On the annuity information page what do I put for plan cost? It only has a number in box 1.

mariah5359 — Tue, 14 Apr 2026 03:28:07 GMT

Re: I took my RMD a day late. What should i do?

kennyserb — Tue, 14 Apr 2026 03:26:18 GMT

How did you find 5329? Same scenario.... 2025 rmd wasn't paid until 1/2026. I found out I couldn't access that with TT-online, so bought desktop. So far, I'm not able to find that form at all, nor have I seen the any of that information as I go through entering info for that institution. uhhhggg..

Re: How/where do I enter 1099-LTC data?

pinch57 — Tue, 14 Apr 2026 03:21:36 GMT

Same here. Thank you!

Gotta scroll ALL THE WAY TO THE BOTTOM. Have been trying to find this for 3 years now. Glad you finally guided us to the right place.

Re: My father is a USPS retiree. How do I help him find his pension's RMD?

xmasbaby0 — Tue, 14 Apr 2026 03:16:12 GMT

When you enter a 1099R for a pension you just say it was all RMD. A pension fulfills the requirements for RMD.

My father is a USPS retiree. How do I help him find his pension's RMD?

papbrandt — Tue, 14 Apr 2026 03:13:20 GMT

Re: For elderly credit do I include my income and social security benefits

xmasbaby0 — Tue, 14 Apr 2026 03:11:00 GMT

Not sure what "elderly credit" you are referring to.

Do you mean this?

There is a credit for the Elderly and Disabled which is so small that very few people benefit from it—-it has not been updated/increased by Congress for decades.

ELDERLY OR DISABLED CREDIT https://www.irs.gov/help/ita/do-i-qualify-for-the-credit-for-the-elderly-or-disabled

Or are you trying to ask about something else?