All Retirement tax questions posts

how can I input Form 1099 in Turbotax online

santepheaph — Mon, 13 Apr 2026 10:41:11 GMT

Re: Lump Sum Social security payment for 2024 paid in 2025

NCperson — Mon, 13 Apr 2026 10:09:49 GMT

@Desert_Angler just follow the prompts. TT is asking for last year's information to determine whether you are better off getting taxed based on last's year tax return or this year's tax return.

Re: Back door Roth Question

NCperson — Mon, 13 Apr 2026 10:08:25 GMT

@bdavi1 the contribution goes on your 2025 tax return.

the conversion from the Trad to the Roth is a 2026 transaction and the 1099-R will be sent to you next year.

The 1099-R reports the conversion, not the contribution.

Re: Struggling with Lump Sum Social Security Payment

NCperson — Mon, 13 Apr 2026 10:06:22 GMT

@user17760647308 whatever is listed in the bottom left corner of form SSA-1099 for 2024 is what TT is asking for,

On my state tax form it doesn’t show that I didn’t have any taxes held out and I need to report them How do I report this?

bookpd — Mon, 13 Apr 2026 08:18:01 GMT

I want to report my state taxes but I’m not sure how to do that

do I need to amend my 2024 tax return when I reversed my 2024 ROTH IRA contributions?

monuma — Mon, 13 Apr 2026 07:32:45 GMT

hi TurboTax pros...

I'm hoping someone can help me out.

In October 2025, I realized I was not eligible to make 2024 ROTH IRA contribution.

Long story short is, I amended my 2024 tax return to show I contributed $6210 to my ROTH IRAs and paid the 6% tax penalty. I also called my ROTH IRA custodians (Vanguard and T.Rowe Price) to reverse (not sure if ‘reverse’ is the correct term) the 2024 ROTH IRA contribution transactions.

My 2024 Form 5498's show:

Vanguard $3680
T.Rowe Price $2530

I now have the 2025 Form 1099-R's that document the distribution of the 2024 ROTH IRA contributions I made.

The Vanguard 2025 Form 1099-R shows:

box 1 gross distribution: $4180.15
box 2a taxable amount: $960.15
box 4 federal tax withheld: $240.04
box 7 distribution code: J P

$3220 are the 2024 ROTH IRA contributions I made to my Vanguard ROTH IRA in 2024. $460 are 2024 ROTH IRA contributions to my Vanguard ROTH IRA I made in January 2025.

The T.Rowe Price 2025 Form 1099-R shows:

box 1 gross distribution: $2983.14
box 2a taxable amount: $683.14
box 4 federal tax withheld: $0
box 7 distribution code: J P

$2300 are the 2024 ROTH IRA contributions I made to my T.Rowe Price ROTH IRA in 2024. $230 are 2024 ROTH IRA contributions to my T.Rowe Price ROTH IRA i made in January 2025.

Question, do I need to amend my 2024 tax return a second time to show the information shown on the 2025 Form 1099-R’s stated above?

Thanks in advance for the help.

mike o.

Struggling with Lump Sum Social Security Payment

user17760647308 — Mon, 13 Apr 2026 07:30:04 GMT

I received a lump sum payment disability from social security in January 2025 -- almost entirely for 2024 and 2023. I understand that I may claim them payment entirely for 2025 or spread it across 2024 and 2023 in applicable parts. Please note, that I carried private LTD coverage and only filed with the SSA pursuant to policy requirements; I had to repay the entire amount to my insurer. I am struggling to understand TurboTax's question's relating taxability in 2024. TurboTax asks the Taxable Social Security benefits in 2024. Is that simply the entirety of the amount paid for 2024 as reflected on the SSA-1099? Thanks for any assistance.

do i need to amend my 2024 tax return for 2024 excess contributions I reversed in October 2025?

monuma — Mon, 13 Apr 2026 07:18:25 GMT

hi TturboTax pros...

I'm hoping someone can help me out.

In October 2025, I realized I was not eligible to make 2024 ROTH IRA contribution.

My 2024 Form 5498's show:

Vanguard $3680
T.Rowe Price $2530

I now have the 2025 Form 1099-R's that document the distribution of the 2024 ROTH IRA contributions I made.

The Vanguard 2025 Form 1099-R shows:

box 1 gross distribution: $4180.15
box 2a taxable amount: $960.15
box 4 federal tax withheld: $240.04
box 7 distribution code: J P

$3220 are the 2024 ROTH IRA contributions I made to my Vanguard ROTH IRA in 2024. $460 are 2024 ROTH IRA contributions to my Vanguard ROTH IRA I made in January 2025.

The T.Rowe Price 2025 Form 1099-R shows:

box 1 gross distribution: $2983.14
box 2a taxable amount: $683.14
box 4 federal tax withheld: $0
box 7 distribution code: J P

$2300 are the 2024 ROTH IRA contributions I made to my T.Rowe Price ROTH IRA in 2024. $230 are 2024 ROTH IRA contributions to my T.Rowe Price ROTH IRA i made in January 2025.

Question, do I need to amend my 2024 tax return to show the distribution of my 2024 ROTH IRA contributions?

Thanks in advance for the help.

mike o.

do I need to amend my 2024 tax return for 2024 ROTH IRA contributions I removed in October 2025?

monuma — Mon, 13 Apr 2026 06:54:01 GMT

I realized in October 2025 I was not eligible to make 2024 ROTH IRA contributions.

I amended my 2024 tax return to show I made $6210 in excess contributions and paid the 6% tax penalty on the $6210.

The $6210 in excess contributions is broken down as:

- $3680 vanguard

- $2530 t.rowe price

the amounts listed above are what is shown on my 2024 Form 5498.

I received my 2025 Form 1099-R forms from vanguard and t.rowe price and the following is what is shown:

vanguard

box 1 gross distribution: $4180.15
box 2a taxable amount: $960.15
box 4 federal income tax withheld: $240.04
box 7 distribution code: J, P

$3220 is 2024 ROTH IRA contributions made in 2024. $460 is 2024 ROTH IRA contributions made in 2025.

t.rowe price

box 1 gross distribution: $2983.14
box 2a taxable amount: $683.14
box 4 federal income tax withheld: $0
box 7 distribution code: J, P

$2300 is 2024 ROTH IRA contributions made in 2024. $230 is 2024 ROTH IRA contributions made in 2025.

What am I supposed to do with these 2025 Form 1099-R's that relate to the early distribution of 2024 ROTH IRA contributions in October 2025? Am i supposed to amend my 2024 tax return a second time?

I'm so confused.

thanks in advance!

mike o

Back door Roth Question

bdavi1 — Mon, 13 Apr 2026 06:16:28 GMT

In March 2026, I did a late Backdoor Roth contribution and need to know if I need to report it on my 2025 taxes. If so, how do I do that if I didn't receive a 1099-R? I used my brokerage account to make the contribution first to a traditional IRA and then the funds were converted over to the Roth IRAs. Since this was done this year, is it still considered a contribution in 2025 for the traditional IRA and do I need to fill out the 8606 form?

I missed doing an RMD for an inherited IRA. How can I add a form 5329 to my online Turbotax return?

dm333 — Mon, 13 Apr 2026 05:50:07 GMT

Trying to access form 5329 to confirm my return excess contribution did not get penalized. using turbo tax online seem to limit access Anyone else encounter problems?

dontgiveup — Mon, 13 Apr 2026 05:42:52 GMT

How can I access form 5329?

Lump Sum Social security payment for 2024 paid in 2025

Desert_Angler — Mon, 13 Apr 2026 05:22:55 GMT

I'm trying to figure out how to correctly enter the lump sum payment for 2024 that was paid in 2025. The amount that I'm being told to enter from line 6b of the prior year return is much larger than the amount that Turbo Tax says it should be, by a lot. I'm so confused

Why does Turbotax calculate my Roth excess contributions, I did contribution limit of 7000 for 2025

kelly_longyichun — Mon, 13 Apr 2026 05:01:43 GMT

Why does Turbotax give me a result that I had Roth excess contributions of 6000, I only did contribution limit of 7000 for 2025. How did the Turbotax calculate the contribution is excess?

Fidelity has not sent Form 5498 yet how can I enter a value on this screen?

nishant5 — Mon, 13 Apr 2026 04:55:16 GMT

Fidelity has not sent Form 5498 yet how can I enter a value on this screen?

nishant5 — Mon, 13 Apr 2026 04:54:32 GMT

Re: what should i put in the boxes if i pay $30.62 a month?

DawnC — Mon, 13 Apr 2026 04:33:24 GMT

What box are you trying to enter? Please provide some details as to what section you are working on; thanks!

I am not able to find where I enter my SEP IRA contribution

vitabruno5 — Mon, 13 Apr 2026 04:33:07 GMT

I only see traditional roth and IRA contribution sections

what should i put in the boxes if i pay $30.62 a month?

lexaa-c315 — Mon, 13 Apr 2026 04:30:42 GMT

In Form 1099-Q, the recipient is the Taxpayer (husband). The designated beneficiary is the spouse. But TurboTax Online keeps asking to fix "Untitled" in Line D. Any idea?

iammengjun — Mon, 13 Apr 2026 04:20:06 GMT