All Deductions & credits posts

HSA assistance error

Racepointlight — Sun, 12 Apr 2026 11:56:29 GMT

Error message TY25 HAS DETAILS ARE NOT AVAILABLE

Re: If it’s saying I don’t qualify for child care credit but I should what do I do

Vanessa A — Sun, 12 Apr 2026 11:51:31 GMT

What is the exact error that you are getting?

Re: Married Filing Separately - Mortgage Interest Deductions (Form 1098)

NCperson — Sun, 12 Apr 2026 11:31:30 GMT

@rst2026 answers to all questions are "yes".... seems you are aware that by filing MFS, both must either itemize or both must either take the standard deduction.

Curious: why file MFS? 96% of married couples file JOINT because the laws motivate that behavior.

is this because of student loan payments? if so, how do you think about whatever loan balance that is foregiven at the end is now taxable income?

1. yes

2. yes

3. put in 50% / half the amount

4. manually

Re: KEEPS ME FROM MOVING ON Other Expenses Amount

JohnB5677 — Sun, 12 Apr 2026 11:16:14 GMT

Can you give us some more information to clarify your situation?

Are you getting an error message?
What area of the return are you in?
Are you trying to file the return?

Re: How to report removal of excess Roth IRA contribution?

DanaB27 — Sun, 12 Apr 2026 11:14:21 GMT

If you made an excess contribution in 2025 and withdrew the 2025 excess Roth IRA contribution plus earnings in 2026 before the due date, then you will get a 2026 Form 1099-R in 2027 with codes P and J. Code P on a 2026 Form 1099-R means "Excess contributions plus earnings/excess deferrals (and/or earnings) taxable in 2025 or a previous year".

In the follow-up question you can select that this is a 2026 Form 1099-R which will tell TurboTax that it is taxable in 2025 because of the code P.

@user17759199618

Re: Does it matter that intuit has the wrong county if I am taking the standart deduction?

JohnB5677 — Sun, 12 Apr 2026 11:03:43 GMT

To enter or correct your county in TurboTax,

Start at My Info to update your resident address,
If the ZIP code is pulling the wrong county, double-check the state-ZIP combination.

Having the wrong county in TurboTax will not matter if you are taking the standard deduction.
However, it may affect local or state tax calculations

Re: I obtained my mom's house after probate & sold it in 2025. capital gains $1,985.00. Where/ ho...

JohnB5677 — Sun, 12 Apr 2026 10:36:57 GMT

An inherited home will be entered as a Second Home in the correct section.

You’ll have to use TurboTax Premium to report the sale of a second home,
You will enter this in the investment section of TurboTax.
The total Cost Basis is the value on the date your Mom passed. it will be entered in this section.

Open or continue your return.

Under Federal
Wages & Income
Investments & Savings
[+ Add Investments]
Save time and connect your financial accounts [Enter a different way]
[Type it Myself]
Select the box Other [Continue]
Follow the interview.

Review the IRS answer at How do I report the sale of my second residence?

Re: Non-citizen wife worked overseas, how to o report her income for federal and CA state tax and maximize protection of residency?

NCperson — Sun, 12 Apr 2026 10:06:38 GMT

@user17759665019 if you file MFS, it does not get reported.

Re: Why is Turbotax not letting me claim child and dependent care credit?

NCperson — Sun, 12 Apr 2026 10:04:38 GMT

@dan_hyman what you are describing is false in some manner. I have the exact same scenario as you describe and the software provides the correct calcuations. I am using the Desktop version.

Overriding fields invalidates the Turbo Tax guarentee and may prevent efiling. Not the recommended approach.

what is on your W-2, box 10?

On form 2441, Line 27 is the number of qualifiying children times $3,000 (maximum $6,000)

Line 28 is pulled from the W-2, Line 10.

Line 29 is the difference.

if you have one child ($3000) but Box 10 exceeds $3000, there is no child care credit available.

Married Filing Separately - Mortgage Interest Deductions (Form 1098)

rst2026 — Sun, 12 Apr 2026 09:58:04 GMT

Hello,

Hoping to get some clarity on how to properly handle mortgage interest deductions in our situation.

Context

My wife and I are married filing separately.
I received a 1098 form; mortgage interest is in my name only.
My wife's name on the title for the property (she is a beneficial owner), but NOT on the 1098.
We live in a community property state
My wife pays 50% of the mortgage payments (thereby paying 50% of the interest).
Note, our loan originated after 2017 and exceeds $750,000.

A few questions:

Can my wife claim 50% of the mortgage interest for deduction, given she pays half and is on the title?
Do we each apply a $375K mortgage limit (totaling $750K combined), or is the limit applied differently?
How do I appropriately file this using TurboTax?
- In Box 1 (Mortgage Interest), should I enter the full amount from the 1098, or do I input 50% and check the "The interest amount I entered is different than what's on my 1098" checkbox?
- In Box 2 (Outstanding mortgage principal), do I enter the full amount or 50%?
- When asked to provide the balance as of 1/1/2026, do I enter the full amount or 50%?
How does my wife report this since her name is not on the 1098? Should she manually enter a 1098 with her portion, or is there a better way to claim her share?

We are using TurboTax Online version. I’ve seen references to Schedule A (Lines 8a/8b) and potential limitations in TurboTax Online (vs Desktop version), but would love some guidance/help to point me in the right direction.

Re: I have a foreign income from salary ( not dividend). I want to claim credit for this on 1116. TT is always categorizing this income as Div. How can I enter this income?

rogge1722 — Sun, 12 Apr 2026 09:53:40 GMT

This shows the header and response for each screen in order that the 1st (COPY 1) F1116 will be “general category income” instead of the default “passive category income” which is the result of the initial screens focusing on dividends.

To ensure a clean start, delete any F1116’s. TT by default will want to process the DIV first, so we go thru the initial screens with minimal entries until we reach the back section to process the earned income under "general category".

1. Foreign Tax Credit.
Continue
2. Tell us about your foreign taxes.
This screen may or may not appear for various reasons.
If displayed, click on Continue.
3. Foreign Taxes
Continue
4. Do you want deduction or credit?
Credit
5. Reporting foreign taxes paid
Continue.
6. Where did you receive dividend income?
Not used at this time, so just select the first one then Continue
7. Income from foreign countries
Done
8. Need to report income
No
9. Simplified limitation election for AMT
This screen may or may not appear for various reasons.
If displayed, will assume YES is selected
10. No other income or expenses
No
11. Completing forms 1116
Continue
12. Foreign tax credit worksheet
Continue
13. Choose the income type
This screen starts the back section. Select
General category then Continue
14. Country Summary
Click on Add a Country.
15. Select Country from the list.
16. Other Gross Income-Country
Enter the description and the amount even if entered elsewhere.
17. Definitely related expenses
Enter any applicable amount.
18. Foreign Losses.
Enter any applicable amount.
19 Foreign taxes paid.
Enter the amount in box for other income.
20. Country Summary
Done
21. Continue thru the next several screens until you reach:
22. Foreign Tax Credit Summary.
You should see displayed Copy 1 General Category Income.
Click Done.
23. Go thru a few more screens and complete the interview.

Now re-enter the interview and work through the screens for the dividends to generate COPY 2, passive category F1116. TT may ask for paid or accrued and the date paid. The default is “Paid” and the date 12/31/2025

Re: Why is Turbotax not letting me claim child and dependent care credit?

dan_hyman — Sun, 12 Apr 2026 08:05:43 GMT

Line 29 of Part III of Form 2441 is specifically the one calculation and statement that is, quite simply, incorrect.

Please re-read the tax code on this item to convince yourselves beyond a shadow of doubt. I am not a programmer with access to source code, so I can't fix it for you, but I can personally override the end result of the worksheet and file my taxes correctly.

I recommend everyone review this carefully and ensure you qualify for the same. Just go into View: Forms, go to Form 2441, and hand edit Line 29 (right click, Override) to the correct positive value of "your qualified expenses minus your FSA" (i.e., likely $3,000 or more for a single qualifying child) and everything appears to flow out fine. I bopped back to View Step-by-Step and got the happy green +$600 animation like I expected. Good luck out there, and don't be afraid to go to irs.gov and read things for yourselves!

Dr. Dan.

Which TIN, for a foreign payer that doesn't have TIN (substitute 1099-R), passes best IRS filing transmission?

dbe2022 — Sun, 12 Apr 2026 10:04:08 GMT

I am in a situation similar to the one described in this post from 7 years ago:

I created substitute 1099-R for a pension I received from a foreign payer that doesn't have a payer's TIN. TurboTax Deluxe 2025 SmartCheck passes if I put in the payer's TIN 99-9999999 or leave it blank.

However, I am afraid that upon transmission, the IRS itself will reject my filing due to this field only.

I am aware of the suggested workaround to report the foreign pension income as "Miscellaneous Income" but I prefer retaining its correct characterization/classification.

Since 7 years went by since this was an issue, has this issue been rectified? Can I now safely e-file with my substitute 1099-R having the payer's TIN field blank or 99-9999999?

Note that as far as form 4852 is concerned, the IRS allows leaving this field blank ("if known"):

Re: Why is Turbotax not letting me claim child and dependent care credit?

dan_hyman — Sun, 12 Apr 2026 07:49:46 GMT

Hi TurboTax professionals and technical support team,

I have found an error in your worksheet that calculates the removal of FSA funds from your total expenses. The error is in Form 2441 Part II in the TurboTax Home & Business desktop 2025 edition. The 2024 did not have the mistake.

The calculation mistake you are making is that if the taxpayer is claiming any FSA expenditures, you wipe out the available Child Care Credit from the FSA expenditures. For example, if someone has $8,000 in qualifying child care expenditures and has a $5,000 FSA, your worksheet says "$3,000 is less than $5,000, so you don't qualify for the Child Care Credit". This is not in accordance with the Internal Revenue Service. What SHOULD happen is that the $5,000 is removed from the $8,000 of qualified expenses FIRST, leaving $3,000 of qualified expenses left. THEN you apply the formula and, voila, 0.2 (or whatever) x $3,000 give you the $600 credit that every IRS website and calculator says you deserve in accordance with tax law. There are even specific examples similar to this on irs.gov that clearly show that your worksheet is not operating correctly.

This should be fixed ASAP. Just roll it back to the 2024 worksheet and it will be fine, then find the employee who changed it and give them a reprimand for their HR file.

Dr. Dan.

I obtained my mom's house after probate & sold it in 2025. capital gains $1,985.00. Where/ how do I report on turbo. I know form8949 schedule D . Thank you

jcldllsrl — Sun, 12 Apr 2026 07:47:49 GMT

how do I report capital gains from a sale of a house?

can someone guid me screen by screen where to report foreign taxes paid towards foreign ltcg

vaishalichhajed — Sun, 12 Apr 2026 07:21:13 GMT

i have reported long term capital gains in income section of federal taxes. however i am unable to record foreign taxes that i have already paid towards the ltcg

Re: If it’s saying I don’t qualify for child care credit but I should what do I do

dan_hyman — Sun, 12 Apr 2026 07:20:39 GMT

This is the first year TurboTax is NOT correctly providing us our Child Care Credit.

Married filing jointly: Check

Each person has a sufficiently large W2 to pay more taxes than the credit: Check

W2s assigned correctly and entered manually to avoid import problems: Check

Actual taxes paid so credit applies: Check

Ran through IRS site and answered all of their questions to ensure we qualify: Check

Worked perfectly with nearly identical entries last year: Check

Who broke TurboTax 2025, and why?

This is Home & Business desktop from web download direct from Intuit, same as always. No web cookie cache issues possible. Usually when there is a problem with TurboTax, we can bop over to the VIEW FORMS and clear it up by hand. No bueno here, as they just ask the same questions on the official forms and vomit the wrong answer. How do we elevate to the technical team? I have read all of the A.I. generated generic "have you plugged in your computer" basics (see above) and nobody has an answer to solve this.

Dr. Dan.

Re: Deducting medical expenses paid over time

Mike9241 — Sun, 12 Apr 2026 06:10:26 GMT

if you pay by credit card, the charges are 100% deductible in the year they're charged to the card. if it is the medical facility or provider that is supplying the credit, only the principal payments made in the year are deductible

Re: Where is the It's Deductible tool that provides values for donated items?

only1mrvain — Sun, 12 Apr 2026 06:05:32 GMT

Why did you remove that tool??? It was so convenient to describe item donations. Please bring it back!

Re: we did not receive the $6000.00 credit and yet we do qualify. How do we ensure it is included?

Mike9241 — Sun, 12 Apr 2026 06:04:12 GMT

it is not a tax credit or part of the standard deduction. it is a separate deduction computed on Schedule 1-A that appears on line 13b of the 1040