Why is TurboTax not combining the amounts from two 1099-R forms for the same IRA account to satisfy my RMD? I have double-checked the data entered.

[pakonom]

I submitted the 1099-R data by uploading the form images to TurboTax.

[MaxA1]

If the two 1099-Rs are from the same financial institution and ALL of the information on both forms are the same (except for the distribution amounts), enter ONE 1099-R in TurboTax with the combined distribution amount (from both 1099-Rs) for the year.  This should satisfy your RMD issue.  The IRS only cares about the total numbers, so as long as the total amount is properly reported on you return, ‌there won't be any issues when entering one combined 1099-R in TurboTax.  Again, Just make sure that everything in the two 1099-Rs are identical (i.e. the Payer's information, TIN (Taxpayer Identification Number), account number, etc.).

[pakonom]

Thanks, MaxA1.  That solution worked, but TurboTax warned me in the help text that I should enter each 1099 separately to avoid any problems with the IRS.  So, I was reticent to do that.  However, I reasoned that the RMD amount requested by TurboTax to calculate any penalty was not data that appeared on an IRS form. So, I decided to prorate the RMD amount between the 2 1099 forms, which solved the problem as well.

That led me to ponder this question: How would the IRS know whether or not I met my RMD, since I don't see any place on the return forms reporting either the RMD or the IRA balance at year's end?

[fanfare]

Both of those amount are sent to the IRS by the custodian(s) of your IRA account(s).