why is my Turbo Tax reading my Roth IRA as taxable income even though I didn't exceed 2025 $7000 limit?

[agnesturbo]

Why is my Turbo Tax asking for my Roth IRA and reading it as taxable federal income even though I didn't exceed 2025's $7000 limit?

[JohnB5677]

ROTH IRA contributions are taxable, and ‌withdrawals are tax free.

• You said you didn't exceed the $7,000 limit.
• There is a contribution limit of $7,000 on contributions for individuals younger than 50 years old.
• There is no limit to an authorized withdrawal.
• Was this money you put into a Roth IRA?

If I've misinterpreted your question, please provide us with additional details

[agnesturbo]

I figured it out. I had a rare big bonus last year that increased my MAGI and disqualified me from contributing to my Roth IRA in 2025. I requested a refund for excess contributions to remedy this.  It should be fine next year. Thank you for following up.