Why does my RMD from 403b and 457 appeare as Pensions in 1040 5b instead of 4b as IRA distributions?

[zengyin]

My RMD from 403b and 457 should be considered as IRA distributions, right? But the amount appeared in 5b in 1040 as pensions instead of 4b as IRA distributions. Is it wrong?

[SteamTrain]

@zengyin 

No, line 5a and 5b is correct.

....4a and 4b is strictly for retirement accounts tagged specifically as a IRA accounts  (or special SEP/SIMPLE IRA plans from small businesses or self-employed folks).

[dmertz · Accepted solution]

As SteamTrain implies, neither a 403(b) nor a 457(b) is an IRA.  Lines 4a/b/c are only for distributions from IRAs.  All other retirement-account distributions go on lines 5a/b/c.

[zengyin]

Thank you!

[zengyin]

Thank you!