When is the best time to do Roth conversions for tax purposes? Is it better to do a Backdoor Roth conversion immediately after putting the money into a traditional IRA?

[ldparks6242]

Also, should your traditional IRA  contain mostly bonds to avoid tax gains in the account?

[DavidD66]

I recommend doing it immediately after.  That eliminates the need to worry about what kind of investment to purchase.  If you do it right way you can just rollover cash.