What is the annuity start date on an beneficiary IRA? Current tax year, 2025, or original start date?

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How to determine an annuity start date on a beneficiary IRA?

[dmertz · Accepted solution]

TurboTax does not ask this question for distributions from an IRA.  If the Form 1099-R provided by the payer has code 4 in box 7 but does not have the IRA/SEP/SIMPLE box marked, the distribution is from an inherited employer plan, not from a beneficiary IRA.  If the IRA/SEP/SIMPLE box is marked on this form, make sure that you have marked it on TurboTax's form.

If the IRA/SEP/SIMPLE box on the form is not marked, see this thread:

https://ttlc.intuit.com/community/retirement/discussion/box-1-2a-on-1099-r-have-different-amounts-bu...