We are a retired couple filing jointly, and want to know i monthly medical insurance premiums aside from medicare are tax deductable.

[RobertB4444]

They are.

However, they are deductible only if you can itemize deductions.  For a couple filing joint the standard deduction this year is $25,100.  ($27,800 if you're both over 65)  So, all of your deductions including medical need to add up to that amount before you will actually enter them onto your tax return.  

In addition the threshold for a medical deduction is that your medical expenses have to be greater than 7.5% of your income in order to be deducted on your tax return.

[xmasbaby0]

You can enter those premiums as medical expenses.

If you receive Social Security benefits, your Medicare is deducted from your SS.   When you enter the SSA1099 for your Social Security, the amount paid for Medicare flows automatically to the medical expense section of the software, so do not enter it again.

MEDICAL EXPENSES

The medical expense deduction has to meet a rather large threshold before it can affect your return. The amount of medical (including dental, vision, etc.)  expenses that will count toward itemization is the amount that is OVER 7.5% of your adjusted gross income. You should only enter the amount that you paid in 2021—do not include any amounts that were covered by insurance or that are still outstanding.  Of course, your medical expenses plus your other itemized deductions still have to exceed your standard deduction before you will see a difference in your tax due or refund.

To enter your medical expenses go to Federal>Deductions and Credits>Medical>Medical Expenses

2021 STANDARD DEDUCTION AMOUNTS

SINGLE $12,550  (65 or older + $1700)

MARRIED FILING SEPARATELY $12,550  (65 or older + $1350)

MARRIED FILING JOINTLY $25,100  (65 or older + $1350 per spouse)

HEAD OF HOUSEHOLD  $18,800  (65 or older +$1700)

Legally Blind + $1350