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It depends.
Social Security Retirement/Disability/Survivors benefits are reported on a form SSA-1099 and the benefits received are to be entered on a federal tax return. The benefits may be taxable depending on the amount of other income you have entered on your tax return.
However, if the Social Security benefits are the Only income to be reported on the tax return, then there is no reason or need to file a tax return.
Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:
...just a Maybe...
IF your only income is SS, then it is not taxed, and you are not required to file a tax return
BUT
IF you have pension income, IRA, 403b, 457, 401k distributions, interest income, dividends, capital gains.....any other sources of income at all.
Then they all have to be entered into a tax return (including the gross SS) because....up to 85% of the SS can then become taxable, as will be determined by the software.
It is not age limited.
You might be confusing 2 things.
There are 2 different things to know about social security. People get them mixed up all the time.
1. Your actual SS checks
If you are over full retirement age your actual ss checks won't be reduced. Otherwise they will actually reduce your payments if you make too much other income in the prior year. See SS FAQ for working after retirement
https://www.ssa.gov/planners/retire/whileworking.html
2. Income Tax
For any age up to 85% of Social Security becomes taxable when ALL your other income plus 1/2 your social security reaches:
Married Filing Jointly: $32,000
Single or head of household: $25,000
Married Filing Separately: 0
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