Turbotax does not seem to allow me to enter inherited IRA as the second beneficiary. Any idea how to do this?

[fanfare]

if you now have an inherited IRA, you are listed as the beneficiary.

There is no second beneficiary.

Did you inherit two IRAs ?

@beckylrichardson 

[beckylrichardson]

Thanks for replying  I think I found the answer but just to clarify for anyone else looking for answers, there are different rules for secondary beneficiaries (people who inherit an IRA from the first beneficiary when they also die before the entire account is distributed. The distribution rules also changed in the law in the last couple years since the first owner died. I understand the tax rules, but TurboTax won't ask the right questions. Specifically, did I inherit from a spouse? Well, yes, but spouse rules don't apply here, and he was taking RMDs despite being young. I could put in the original owner info, but that would also not result in the right rules for me.  I did more digging in the IRS site, though, and most of the things TurboTax is asking don't seem to be reported anywhere in the tax forms. As long as I choose some options that make TurboTax calculate it right I think it's ok. I usually use the download version where I can see all the forms as I work but I chose the web version this year so it's less clear. If the software would simply also ask whether the person you inherited it from was the original owner and update the algorithm accordingly, that would solve a lot. 

[fanfare]

What rule applies to you that you think TurboTax does not handle correctly?

It is up to the taxpayer to calculate the RMD amount. TurboTax doesn't do it.

@beckylrichardson 

IRS says: "the beneficiaries of a deceased beneficiary don't calculate required minimum distributions using
their own life expectancies"

It seems the calculation of RMD continues as for the first beneficiary.

The rules in this situation are complex. 

And, the IRS recently  issued a notice mandating yearly  RMDs for inherited IRAs.

[dmertz]

Your are what is called a successor beneficiary.  A successor beneficiary is always a non-spouse beneficiary, so all you need to do is enter the Form 1099-R and indicate that you are not the spouse.  Because a non-spouse beneficiary is not permitted to roll over a distribution from an inherited IRA, just say that all of the distribution was RMD, if asked.

[beckylrichardson]

Thanks. Yes I know what a successor beneficiary is and know the tax law around the situation. Guess I should have used the more precise word choice for clarity. There was no RMD, so I still did not get the question asked properly apparently, but like I said I solved it myself. No more replies are needed. Thanks.