Thrift Savings- Rollover to Traditional IRA- post 59 1/2

[MommieG]

I am a former Federal Employee, age 62 and rolled over 99% of my Thrifts Savings Plan (TSP) to a Traditional IRA in 2025 right before I retired in 2025.  I received a 1099R from TSP Box 1= Total LARGE $ amount rolled over, Box 2A= $0.00 Taxable, Box 4= 0.00 Federal income tax, Box 5=0.00 Employee contribution, Box 7=G Roll over. I also received a statement from the Traditional IRA company with a total amount as of 12/31/2025. 

In Turbo Tax on my income summary page, it is showing this LARGE TSP roll over dollar amount as Pension- Non-taxable INCOME.  I understand that a rollover is non-taxable if it is moved after age 59 1/2, and into a Traditional IRA.  My concern is that this LARGE dollar amount being included in my INCOME total will make my adjusted gross income amount show almost $800 thousand dollars higher in 2025 compared to less than $200 thousand in 2024.   

I appreciate your thoughts.

[dmertz · Accepted solution]

As you said, it's NONTAXBLE income, so it has no effect on your tax return other than being required to be included on line 5a of Form 1040.  It has no effect on your AGI because it's not included on line 5b.